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3046 Woodlands Creek Dr #76, Monroe, NC, 28110

5beds
4baths
3,717sqft
$569,990
$153price/sqft
$3,685/moest. monthly cost
$147,400/yrincome needed

About This Home

This stunning residence offers over 3,700 square feet of thoughtfully designed living space, perfectly blending modern style with everyday functionality. Featuring 5 bedrooms and 4 full bathrooms, this home provides a flexible layout ideal for both comfortable living and entertaining. The main level includes a private guest suite, while the FINISHED basement offers additional living space with a bedroom and full bath—perfect for extended stays, recreation, or multi-generational living. **Basement plumbing is already in place for a kitchen addition** The heart of the home is the open-concept kitchen and living area, filled with natural light and designed for gathering. The kitchen boasts granite countertops, a large center island, and a butler’s pantry, seamlessly flowing into the inviting family room with a cozy gas fireplace. A side door next to the breakfast area allows you to step outside to enjoy the deck overlooking a landscaped backyard—perfect for relaxing or entertaining. Situated on a generous 0.32-acre lot, this home also includes a two-car garage and access to community amenities such as an outdoor pool. Upstairs, the spacious primary suite is a true retreat, complete with a tray ceiling, walk-in closet, and a luxurious en-suite bath featuring an upgraded tile shower. Additional bedrooms and a bonus room provides a space for everyone to spread out and enjoy. And let's not forget about location, location, location: within a five mile radius there are a few restaurants, grocery stores, parks, medical buildings, etc.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

3/10
9/10
Piedmont Middle SchoolGrades 6-86.6 mi
7/10
Piedmont High SchoolGrades 9-126.7 mi

Construction

Condition

  • Year built: 2020

Materials

  • Construction materials: Cedar Shake,Hardboard Siding,Stone Veneer

Other

  • Builder model: Gibson
  • Builder name: Taylor Morrison

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: None

Basement

  • Has basement: Yes
  • Basement: Finished,Storage Space,Walk-Out Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Basement

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper

Features

  • Finished area below ground: 902
  • Finished area above ground: 2,815

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,815
  • Total interior livable area: 3,717 sqft

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 09298386
  • Zoning: Cd Monroe-Av5
  • Special condition: Real Estate Owned

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community

Lot

  • Lot size: 0.32 Acres
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Ice Storm
Lightning
Strong Wind
Cold Wave
Earthquake
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,882$34,584
Home Insurance *$187$2,244
Property Taxes $270$3,240
Electricity $346$4,154
Total$3,685$44,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,342/yr
40% on housing$110,550/yr
45% on housing$98,266/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 28110$190
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28110$200
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2020-05-29Sold$383,970
2020-04-13Pending sale$384,990
2020-03-16Listed for sale$384,990

Unknown Listed By

AgentNora Gonzalez
BrokerageColdwell Banker Realty

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