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1110 Cathedral St, Baltimore, MD, 21201

1beds
2baths
1,361sqft
$300,000
$220price/sqft
$2,963/moest. monthly cost
$118,520/yrincome needed

About This Home

1110 Cathedral is a 100% occupied mixed-use property strategically located in the heart of Baltimore City. Currently configured as a retail storefront with a 1BD/1BA apartment above, this 3-story building offers an opportunity for both owner-occupants and investors to acquire an income-producing asset or convert the property back to residential. The building has separate front entrances for each the retail and apartment space with a courtyard and rear access space for the commercial space. The first floor is an open layout with LVT flooring, exposed brick and beams, a bathroom and a basement for storage. The second and third floor has been fully renovated and is certified lead-free. The second floor offers an open living room and kitchen with vinyl flooring and carpet, washer/dryer and stainless steel appliances. The third floor offers a large, one-bedroom open layout with a ceramic tile bath and shower.

Getting Around

98
WalkingWalker's Paradise
100
TransitRider's Paradise
89
BikeVery Bikeable

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Other
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Stainless Steel Appliance(s),Washer/Dryer Stacked,Washer,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Beamed Ceilings
  • Flooring: Carpet,Vinyl,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,361

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Electric
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 1,361
  • Total interior livable area: 1,361 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0311020504 020
  • Zoning: C-2
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 936 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Hail
Hurricane
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$824$9,888
Property Taxes $342$4,104
Electricity $281$3,374
Total$2,963$35,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,588/yr
40% on housing$88,890/yr
45% on housing$79,013/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 21201$139
Baltimore City$102

vs Homes Sold Last Month

Median $/sqft

ZIP 21201$149
Baltimore City$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-25Listed for sale$315,000
2025-01-24Listing removed$1,260
2025-01-22Listed for rent$1,260
2024-11-23Listing removed$1,240
2024-11-14Listed for rent$1,240
2022-11-17Listing removed--
2022-11-10Listed for rent$1,200
2022-11-03Listing removed--
2022-10-03Listed for rent$1,200
2020-11-04Listing removed$1,200
2020-09-04Listed for rent$1,200
2020-04-24Listing removed$1,175
2020-04-22Price change$1,175
2020-03-16Listed for rent$1,200

For Sale by Agent

AgentMatt Garono
BrokerageCummings & Co. Realtors

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