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3613 Montclair Rd, Birmingham, AL, 35213

--beds
--baths
--sqft
$998,000
--price/sqft
$6,347/moest. monthly cost
$253,880/yrincome needed

About This Home

This is a single family home. This home is located at 3613 Montclair Rd, Birmingham, AL 35213.

Getting Around

18
WalkingCar-Dependent
16
TransitMinimal Transit
15
BikeSomewhat Bikeable

Schools

10/10
10/10
Mt Brook Jr High SchoolGrades 7-90.9 mi
10/10
Mt Brook High SchoolGrades 10-123.3 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Earthquake
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,046$60,552
Home Insurance *$579$6,948
Property Taxes $482$5,784
Electricity $240$2,881
Total$6,347$76,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,611/yr
40% on housing$190,410/yr
45% on housing$169,253/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 35213$267
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35213$314
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-17Listed for sale$1,500,000
2025-10-16Listing removed$1,500,000
2025-04-24Listed for sale$1,500,000
2022-01-20Listing removed--
2021-08-30Listed for sale$419,000
2021-04-29Listing removed--
2021-02-05Contingent$419,000
2020-03-11Listed for sale$419,000

For Sale by Agent

AgentBrian Boehm
BrokerageMountain Brook Village

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