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611 Lazy Days Rd #B12, Osage Beach, MO, 65065

2beds
2baths
856sqft
$269,000
$314price/sqft
$1,757/moest. monthly cost
$70,280/yrincome needed

About This Home

LAZY DAYS – TOP-FLOOR END UNIT LAKEFRONT CONDO! Welcome to an easy Lake of the Ozarks escape in the heart of Osage Beach. This updated 2-bed, 2-bath end unit offers beautiful lake and untouched State Park views from the private deck - the perfect spot for morning coffee or sunset cocktails. Inside, the condo is being sold turnkey with comfortable furnishings, updated appliances, wood floors, refreshed fixtures, and new outdoor furniture, so you can start enjoying it right away. Included is a 10x24 boat slip in Dock B with a 5,500 lb heavy duty hoist, dock locker, and dock steps—ideal for boating, swimming, kayaking, paddleboarding, or spending the day tucked into calm cove water. Lazy Days is a long-time favorite Lakefront condo complex with two pools (one right across from the unit!), clubhouse, BBQ pavilion, playgrounds, dog park, boat ramp, lakeside boardwalk, trailer parking option, and a location close to dining, shopping, golf, marinas, and Osage Beach attractions. With nightly rentals allowed and rental history already in place, Unit B12 works beautifully as a personal retreat, weekend getaway, or income-producing investment at Lake of the Ozarks.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
8/10
Camdenton Middle SchoolGrades 7-87.5 mi
6/10
Camdenton High SchoolGrades 9-127.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1986

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,Dishwasher,Disposal,Microwave,Range,Refrigerator,Stove
  • Laundry features: Stacked

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Furnished,Fireplace,Vaulted Ceiling(s),Window Treatments
  • Door features: Storm Door(s)
  • Window features: Window Treatments
  • Flooring: Hardwood,Tile
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 856
  • Total interior livable area: 856 sqft

Property

Details

  • Parcel number: 08502200000003047012
  • Exclusions: Personal items.

Features

  • Levels: One
  • Pool features: Community
  • Patio & porch: Covered,Deck,Open
  • Exterior features: Blacktop Driveway,Boat Ramp,Deck,Playground
  • Has view: Yes
  • View description: Channel
  • Has water view: Yes
  • Water view: Channel
  • On waterfront: Yes
  • Waterfront features: Cove,Boat Ramp/Lift Access,Lake Front,Seawall

Lot

  • Features: Lake Front

Parking

  • Parking features: No Garage,Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Heat Wave
Lightning
Tornado
Hail
Landslide
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,360$16,320
Home Insurance *$153$1,836
Property Taxes $103$1,236
Electricity $141$1,693
Total$1,757$21,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,240/yr
40% on housing$52,710/yr
45% on housing$46,853/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 65065$370
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65065
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$269,000
2026-03-09Listing removed$275,000
2026-02-17Price change$275,000
2025-11-13Listed for sale$285,000
2023-08-18Sold--
2023-07-17Contingent$285,000
2023-07-07Listed for sale$285,000
2020-04-24Sold--
2020-03-10Pending sale$149,900
2020-03-10Listed for sale$149,900

For Sale by Agent

AgentJoseph Cope
BrokerageColdwell Banker Lake Country

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