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56 Over Look Dr, Ashland, MS, 38603

3beds
2baths
1,937sqft
$365,000
$188price/sqft
$2,358/moest. monthly cost
$94,320/yrincome needed

About This Home

Experience lake living on Snow Lake, at 56 Overlook Drive, which is a shaded one entrance street for privacy. This charming 3BR/2BA waterfront retreat offers the perfect blend of relaxation and accessibility for year round enjoyment. Positioned 1 hour from the Memphis airport as well as 1 hour from Oxford, this is the perfect property to be connected with all the area has to offer for entertainment and exploration! Great boating and fishing for the water enthusiasts. The kitchen dining area are open to the living room and deck. Lake views on both levels are incredible. The lower level has a bar and additional living and dining area as well as a bedroom and bath. Sliding doors lead to a covered porch area and the steps that lead to the shaded boat house. The pontoon boat and all furnishings excluding 1 cabinet convey with the property. This is the perfect Snow Lake getaway that you must see! Call today for an appointment for a private showing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
3/10
Ashland High SchoolGrades 7-123.8 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Basement
  • Roof: Architectural
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer,Electric Water Heater

Basement

  • Has basement: Yes

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Electric

Features

  • Cathedral Ceiling(s),Pantry,Ceiling Fan(s)
  • Window features: Aluminum Frames,Drapes,Blinds
  • Flooring: Carpet

Interior Area

  • Total structure area: 1,937
  • Total interior livable area: 1,937 sqft

Property

Details

  • Zoning description: SUBDIVISION COVENANT

Features

  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: Dock
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Earthquake
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Benton County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$203$2,436
Property Taxes $118$1,416
Electricity $192$2,304
Total$2,358$28,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,845/yr
40% on housing$70,740/yr
45% on housing$62,880/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 38603$102
Benton County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 38603
Benton County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$365,000
2020-07-22Sold--
2020-06-12Price change$287,500
2020-05-26Price change$298,200
2020-03-09Listed for sale$309,921

For Sale by Agent

AgentSylvia Tighe
BrokerageOxford Real Estate Collective

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