




1370 Saylor Way #8, Nebo, NC, 28761
About This Home
Welcome to 1370 Saylor Way #8 in The Enclave at Lake James, a thoughtfully designed post and beam home set on approximately 4.95 private acres with long range mountain views and deeded boatslip S3 included. Built in 2023, this four bedroom, two full and one half bath home offers a functional layout ideal for full time living, a second home, or investment opportunity, as short term rentals are permitted. The main level features an open living area with a gas fireplace, abundant natural light, and direct access to multiple outdoor living spaces including a covered front porch, rear deck, and screened porch with fireplace. The kitchen is equipped with a large island, solid surface countertops, and a full appliance package, making it well suited for both everyday use and entertaining. The main level primary suite provides convenience and privacy, while upstairs includes three additional bedrooms, a full bath, and a flexible den or media space. Durable finishes throughout, including vinyl plank flooring, contribute to low maintenance living. Outdoor amenities include a fire pit area, hot tub, and ample usable yard space surrounded by mature woods, creating a peaceful setting. The property also features a well and septic system already in place. Located within the gated Enclave at Lake James, the community offers lake access and a balance of privacy and convenience, with Morganton and Marion just a short drive away.
Getting Around
Schools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Crawl Space
- Construction materials: Fiber Cement,Hardboard Siding,Stone Veneer
Other
- Builder model: Crow's Nest
- Builder name: Higgins Building Group
Type & Style
- Home type: SingleFamily
- Architectural style: Post and Beam,Rustic
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Cooktop,Electric Oven,Exhaust Fan,Exhaust Hood,Microwave,Oven,Refrigerator,Washer,Washer/Dryer
- Laundry features: Main Level
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Main
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Den
- Level: Upper
Family Room
- Level: Main
Features
- Hot Tub,Kitchen Island
- Flooring: Vinyl
- Fireplace features: Family Room,Gas,Gas Log,Gas Unvented,Outside,Porch
- Finished area below ground: 0
- Finished area above ground: 1,960
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 1,960
- Total interior livable area: 1,960 sqft
Kitchen
- Features: Kitchen Island
- Level: Main
Laundry
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 63567
- Zoning: R
- Special condition: Standard
- Other equipment: Fuel Tank(s)
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Front Porch,Porch,Rear Porch,Screened
- Exterior features: Fire Pit
- Has spa: Yes
- Spa features: Heated,Interior Hot Tub
- Has view: Yes
- View description: Long Range,Mountain(s),Winter,Year Round
- Waterfront features: Boat Slip (Deed),Boat Slip – Community,Dock
- Waterbody name: Lake James
Lot
- Lot size: 4.95 Acres
- Features: Hilly,Level,Open Lot,Private,Sloped,Wooded,Views
- Lot size dimensions: Irregular
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Cold Wave
- Landslide
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Burke County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,545 | $54,540 |
| Home Insurance * | $263 | $3,156 |
| Property Taxes | $456 | $5,472 |
| Electricity | $200 | $2,405 |
| Total | $5,464 | $65,568 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-25 | Price change | $950,000 |
| 2025-10-27 | Price change | $999,000 |
| 2025-09-08 | Listed for sale | $1,050,000 |
| 2020-12-11 | Sold | $75,000 |
| 2020-10-07 | Pending sale | $85,000 |
| 2020-08-19 | Price change | $85,000 |
| 2020-05-28 | Price change | $95,000 |
| 2020-05-12 | Price change | $99,995 |
| 2020-03-08 | Listed for sale | $101,000 |
