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400 Independence Dr, Houma, LA, 70360

4beds
3baths
2,032sqft
$449,000
$221price/sqft
$3,155/moest. monthly cost
$126,200/yrincome needed

About This Home

This neighborhood is the place to be! Quick access to shopping, downtown Houma, and Highway 90. Also, quick access to the future Terrebonne General Wellness Center. This home has plenty of natural lighting and timeless finishes. The mid tone flooring welcomes you into bright finishes. The kitchen and baths have quality custom cabinets that were built ty Darryl Hebert Builders. Features such as a double access bathroom are perfect for families that are growing.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

5/10
4/10
Houma Junior High SchoolGrades 7-82.1 mi
8/10
Terrebonne High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Construction materials: Brick Siding

Other

  • Builder name: Darryl Hebert Builder Inc.

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Bedroom1

  • Level: First
  • Area: 99

Bedroom2

  • Level: First
  • Area: 156

Bedroom3

  • Level: First
  • Area: 117

Bedroom4

  • Level: First
  • Area: 123.5

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,646
  • Total interior livable area: 2,032 sqft

Kitchen

  • Level: First
  • Area: 220

Living Room

  • Level: First
  • Area: 240

Property

Details

  • Parcel number: 70372
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 70 x 130.86 x 70.19 x 126.22

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Hail
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$583$6,996
Property Taxes $149$1,788
Electricity $153$1,843
Total$3,155$37,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,171/yr
40% on housing$94,650/yr
45% on housing$84,133/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.4%
15.4%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 70360$134
Terrebonne Parish$111

vs Homes Sold Last Month

Median $/sqft

ZIP 70360$133
Terrebonne Parish$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-28Listed for sale$449,000
2025-10-13Listing removed$439,000
2025-05-24Price change$439,000
2025-02-26Price change$449,000
2025-01-20Listed for sale$463,296
2022-06-14Sold--
2022-06-03Contingent$437,500
2022-04-03Listed for sale$437,500
2021-07-30Sold--
2021-06-28Price change$391,100
2020-03-12Price change$388,900
2020-03-05Listed for sale$384,500
2020-02-27Sold--

For Sale by Agent

AgentMelanie Rogers Bruce
BrokerageKELLER WILLIAMS REALTY BAYOU P

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