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545 9Th St, Union City, NJ, 07087

4beds
4baths
0sqft
$925,000
--price/sqft
$6,428/moest. monthly cost
$257,120/yrincome needed

About This Home

Well-maintained 4-family property located in the heart of Union City. Each unit offers spacious living areas with a functional layout. The property features four total bedrooms and four full bathrooms, with two units on each level. Gas heating and window A/C units throughout. Unfinished basement offers additional storage potential. Conveniently located near transportation, shopping, dining, and major commuter routes. Excellent opportunity for investors or owner-occupants.

Getting Around

95
WalkingWalker's Paradise
71
TransitExcellent Transit
64
BikeBikeable

Schools

8/10
Sara M. Gilmore AcademyGrades 1-80.5 mi
8/10
Jose Marti STEM AcademyGrades 9-120.5 mi

Construction

Materials

  • Roof: See Remarks
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: See Remarks

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • See Remarks

Heating & Cooling

  • Heating features: 4+ Units,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 1810000410001000220000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,490 sqft
  • Lot size dimensions: 61 x 90 IRR

Parking

  • Total spaces: 13
  • Parking features: Additional Parking,See Remarks
  • Uncovered spaces: 13

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$356$4,272
Property Taxes $1,202$14,424
Electricity $193$2,318
Total$6,428$77,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$220,388/yr
40% on housing$192,840/yr
45% on housing$171,413/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07087$420
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07087$387
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$950,000
2026-02-04Listed for sale$1,100,000
2020-10-08Listing removed$799,000
2020-08-24Price change$799,000
2020-07-16Price change$850,000
2020-03-03Listed for sale$898,000

For Sale by Agent

AgentLim Bances
BrokerageLim Bances Realty

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