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1085 Moonland Dr, Stedman, NC, 28391

4beds
3baths
2,177sqft
$335,000
$154price/sqft
$2,310/moest. monthly cost
$92,400/yrincome needed

About This Home

MOTIVATED SELLER! The seller is offering $5,000 in seller concessions to help make this home an even better opportunity. Built in 2020, this 4-bedroom, 2.5-bath home offers space and flexibility on a spacious 0.57-acre lot. Features include a large open kitchen with stainless steel appliances, a fully fenced backyard, and new vinyl flooring throughout most of the upper level. Sold as-is, the competitive pricing reflects the minor cosmetic updates needed, this home is a fantastic opportunity to customize a modern layout to your exact preferences. and have instant equity.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Stedman PrimaryGrades PK-11.5 mi
4/10
Mac Williams MiddleGrades 6-85.7 mi
7/10
Cape Fear HighGrades 9-125.7 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 2020

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range
  • Laundry features: Washer Hookup,Dryer Hookup,In Unit

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Primary Downstairs,Separate Shower,Walk-In Closet(s)
  • Flooring: Luxury Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,177 sqft

Property

Details

  • Parcel number: 0495624728
  • Special condition: None
  • Exclusions: N/A

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Porch
  • Exterior features: Fully Fenced,Porch
  • Fencing: Full
  • Topography of land: Cleared,Level
  • Living area range: 2001-2200

Lot

  • Lot size: 0.57 Acres
  • Features: Cleared,Dead End,Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Cumberland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$173$2,076
Property Taxes $242$2,904
Electricity $202$2,433
Total$2,310$27,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,200/yr
40% on housing$69,300/yr
45% on housing$61,600/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 28391$149
Cumberland County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 28391$161
Cumberland County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Price change$325,000
2026-07-23Listed for sale$335,000
2021-03-04Listing removed$237,000
2020-12-07Pending sale$237,000
2020-10-03Listed for sale$237,000
2020-07-20Listing removed$221,200
2020-04-23Price change$221,200
2020-03-05Price change$208,200
2020-02-13Listed for sale$231,900

For Sale by Agent

AgentMARTIE DAEMS
BrokerageKELLER WILLIAMS REALTY (PINEHURST)

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