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3707 Oak Creek Dr APT A, Ontario, CA, 91761

1beds
1baths
507sqft
$289,900
$572price/sqft
$2,087/moest. monthly cost
$83,480/yrincome needed

About This Home

Welcome to the highly desirable Creekside Community! This charming lower-level 1-bedroom, 1-bathroom condominium offers a fantastic opportunity to add your personal style and create the perfect place to call home. The inviting floor plan features a spacious living and dining area that flows seamlessly into the kitchen, complete with ample cabinetry, generous counter space, and select appliances. The comfortable bedroom offers a walk-in closet and an en-suite bathroom with the convenience of an in-unit laundry closet. Step through the sliding glass door to a spacious private patio overlooking the beautifully maintained community grounds—an ideal space to relax or entertain. The HOA recently renovated the patio with new wood and fresh paint, adding to its appeal. Additional highlights include an assigned covered carport and plenty of guest parking throughout the community. Residents of the Creekside Community enjoy an exceptional array of amenities, including multiple pools and spas, basketball courts, parks, playgrounds, barbecue and picnic areas, scenic walking paths, tranquil streams, and lush, mature landscaping. Conveniently located near shopping, dining, schools, and major freeways, this home presents an outstanding opportunity for first-time buyers, investors, or anyone seeking to enjoy the sought-after Creekside lifestyle. With a little imagination, this hidden gem can truly shine!

Getting Around

17
WalkingCar-Dependent
25
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

6/10
6/10
5/10
Colony High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1984

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Inside

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • All Bedrooms Down
  • Fireplace features: None
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 507 sqft

Property

Details

  • Parcel number: 1083442020000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front
  • Pool features: Community,Association
  • Has spa: Yes
  • Spa features: Association,Community

Lot

  • Lot size: 507 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Hail
Heat Wave
Landslide
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in San Bernardino County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$48$576
Property Taxes $176$2,112
Electricity $398$4,786
Total$2,087$25,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,554/yr
40% on housing$62,610/yr
45% on housing$55,653/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$572This listing

vs Other Active Listings

Avg $/sqft

ZIP 91761$287
San Bernardino County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 91761$389
San Bernardino County$319

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$289,900
2021-03-24Listing removed--
2020-02-22Listing removed$1,250
2020-01-22Listed for rent$1,250

For Sale by Agent

AgentJessie Rodriguez
BrokerageColdwell Banker Icon

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