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2307 Emerald Drive, Emerald Isle, NC, 28594

5beds
4baths
2,624sqft
$1,595,000
$608price/sqft
$9,285/moest. monthly cost
$371,400/yrincome needed

About This Home

Income producing property! This is the epitome of coastal living, built by Jason Arthur this beautifully constructed 5-bedroom, 4-bathroom single-family home, situated in the charming town of Emerald Isle, North Carolina. Built in 2023 with exquisite attention to detail, this luxurious abode combines modern elegance with serene beach vibes, offering the perfect retreat for those seeking relaxation and comfort just steps from the shore. The home boasts an impressive layout with spacious living areas ideal for gathering together or enjoying a peaceful escape. Step inside to discover high-end finishes throughout, including stunning shiplap accents and crown molding that add character and sophistication to the open-concept design. The gourmet kitchen features top-of-the-line stainless steel appliances, quartz countertops, complemented by custom cabinetry and striking tile details. With both sound and ocean views, the living space invites natural light and coastal breezes, creating an atmosphere that is both inviting and rejuvenating. This meticulously furnished home also includes an elevator for added convenience. Outdoor living is equally impressive, with a thoughtfully designed patio space complete with comfortable outdoor furniture—perfect for entertaining or simply soaking in the beautiful surroundings. The maintenance-free saltwater pool offers a refreshing oasis where you can unwind after a day at the beach. The beautifully pavered driveway adds a polished touch to the exterior, enhancing the overall allure of this stunning property. Situated just a stone's throw from the beach, this home captures the essence of coastal elegance and is ideal for anyone looking to embrace the Emerald Isle lifestyle. For more information about out preferred Lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

10/10
White Oak ElementaryGrades PK-56.3 mi
7/10
8/10
Croatan High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Other,Pilings
  • Roof: Aluminum
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vented Exhaust Fan,Built-In Microwave,Water Softener,Refrigerator,Range,Dishwasher,Convection Oven,ENERGY STAR Qualified Appliances
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Closet

Basement

  • Basement: None

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: First

Bedroom5

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Third

Features

  • Walk-in Closet(s),High Ceilings,Elevator,Ceiling Fan(s),Blinds/Shades,Walk-In Closet(s)
  • Flooring: LVT/LVP,Tile,Wood
  • Attic: Floored

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,624
  • Total interior livable area: 2,624 sqft

Kitchen

  • Level: Third

Living Room

  • Level: Third

Master Bedroom

  • Level: Second

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 631415538824000
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Pool features: In Ground
  • Patio & porch: Covered,Deck
  • Exterior features: DP50 Windows
  • Fencing: Vinyl
  • Has view: Yes
  • View description: Ocean,Sound
  • Has water view: Yes
  • Water view: Ocean,Sound
  • Waterfront features: Third Row
  • Frontage type: See Remarks
  • Living area range: 2600 - 2799

Lot

  • Lot size: 9,147 sqft
  • Features: Ocean Side,Third Row
  • Lot size dimensions: 75 x 125 x 75 x 125

Parking

  • Parking features: Off Street,On Site,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Winter Weather
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,065$96,780
Home Insurance *$214$2,568
Property Taxes $762$9,144
Electricity $244$2,932
Total$9,285$111,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$318,342/yr
40% on housing$278,550/yr
45% on housing$247,600/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$608This listing

vs Other Active Listings

Avg $/sqft

ZIP 28594$594
Carteret County$289

vs Homes Sold Last Month

Median $/sqft

ZIP 28594$538
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-05Listed for sale$1,650,000
2024-05-22Sold$1,250,000
2024-04-20Pending sale$1,395,000
2024-04-19Price change$1,395,000
2024-03-30Listed for sale$1,495,000
2023-02-28Sold$240,000
2023-01-28Pending sale$300,000
2023-01-20Listed for sale$300,000
2022-10-13Pending sale$300,000
2022-10-10Price change$300,000
2022-09-07Listed for sale$325,000
2019-08-15Sold$125,000
2018-09-01Listing removed$150,000
2018-04-19Listed for sale$150,000

For Sale by Agent

AgentCandice Tirado, Coldwell Banker Sea Coast Adv EI, Beach Life Properties Team, Coldwell Banker Sea Coast Adv EI
BrokerageColdwell Banker Sea Coast Adv EI

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