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1165 Cross St SE, Salem, OR, 97302

2beds
1baths
828sqft
$310,000
$374price/sqft
$2,348/moest. monthly cost
$93,920/yrincome needed

About This Home

1920 Craftsman bungalow sitting directly on Pringle Creek in one of Salem’s most sought after west side neighborhoods. Inside the fully renovated galley kitchen delivers butcher block counters, white shaker cabinets, mosaic tile backsplash, open wood shelving, stainless range hood and all appliances included. The main level offers 2 bedrooms, 1 bath, a dedicated dining area and a laundry room. The unfinished basement adds storage and future potential. The signature teal standing seam metal roof and covered front porch with classic Craftsman detailing make an instant impression. The fully fenced 0.2 acre lot with mature creek side trees offers privacy and a true Pacific Northwest backdrop that is rare for an in town property. Two decks including a covered back deck make outdoor living a year round pleasure with the sounds of the creek as your backdrop. Salem’s west side puts you minutes from downtown, Riverfront Park, local shops, restaurants and easy freeway access. Creekside properties like this rarely come available.

Getting Around

78
WalkingVery Walkable
38
TransitSome Transit
89
BikeVery Bikeable

Schools

7/10
Bush Elementary SchoolGrades K-50.5 mi
5/10
Leslie Middle SchoolGrades 6-81.8 mi
5/10
South Salem High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Continuous
  • Roof: Metal or Aluminum
  • Construction materials: Wood Siding,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Flooring: Carpet,Laminate,Wood

Heating

  • Heating features: Zoned

Interior Area

  • Total structure area: 828
  • Total interior livable area: 828 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 596747

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Deck,Deck
  • Fencing: Fenced
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 8,712 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Strong Wind

FEMA Declared Disasters in Marion County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$73$876
Property Taxes $532$6,384
Electricity $176$2,119
Total$2,348$28,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,502/yr
40% on housing$70,440/yr
45% on housing$62,613/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$374This listing

vs Other Active Listings

Avg $/sqft

ZIP 97302$238
Marion County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 97302$247
Marion County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$310,000
2026-05-23Listed for sale$330,000
2023-07-19Sold$329,900
2023-06-11Pending sale$329,900
2023-06-09Contingent$329,900
2023-06-01Listed for sale$329,900
2022-12-02Sold$160,000
2021-01-01Listing removed$150,000
2020-05-13Listed for sale$150,000
2020-05-13Pending sale$150,000
2020-02-25Listed for sale$150,000
2020-02-22Pending sale$150,000
2020-01-30Listed for sale$150,000
2020-01-15Pending sale$150,000
2020-01-14Listed for sale$150,000
2002-10-01Sold$20,000

For Sale by Agent

AgentCHRISTINE BINGE**
BrokerageMore Realty

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