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95-045 Waikalani Dr APT G401, Mililani, HI, 96789

1beds
1baths
607sqft
$270,500
$446price/sqft
$1,862/moest. monthly cost
$74,480/yrincome needed

About This Home

Enjoy comfortable island living in this beautifully maintained top-floor corner unit at Cathedral Point in Mililani. Featuring 1 bedroom, 1 bathroom, and 1 parking stall, this home offers a bright, open living space enhanced by upgraded cabinetry, countertops, flooring, and appliances. Relax and enjoy community amenities including a swimming pool, parks, and recreation courts. Maintenance fees include internet, water, sewer, and common area upkeep for added value and convenience. Centrally located near Schofield Barracks, Wheeler Army Airfield, shopping, dining, parks, and Kamehameha Highway. An excellent opportunity for first-time buyers, military personnel, or investors alike. Schedule your showing today!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

9/10
Kipapa Elementary SchoolGrades PK-50.6 mi
6/10
Mililani Middle SchoolGrades 6-82.3 mi
9/10
Mililani High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Good Condition,Updated/Remodeled
  • Year built: 1973

Materials

  • Construction materials: Concrete

Type & Style

  • Home type: Condo
  • Architectural style: Low Rise
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Vinyl
  • Common walls with other units/homes: End Unit

Interior Area

  • Total structure area: 704
  • Total interior livable area: 607 sqft

Property

Details

  • Parcel number: 1950120170188
  • Zoning description: 11 - A-1 Low Density Apartment
  • Special condition: Short Sale

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: None

Parking

  • Total spaces: 1
  • Parking features: Assigned,One Space
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,367$16,404
Home Insurance *$52$624
Property Taxes $69$828
Electricity $374$4,497
Total$1,862$22,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,840/yr
40% on housing$55,860/yr
45% on housing$49,653/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$446This listing

vs Other Active Listings

Avg $/sqft

ZIP 96789$505
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96789$662
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$257,000
2026-07-18Price change$270,500
2026-07-05Price change$284,525
2026-06-16Price change$299,500
2026-06-02Listed for sale$315,000
2025-06-06Sold$329,000
2025-04-03Contingent$329,000
2024-08-24Price change$329,000
2024-08-08Listed for sale$349,000
2023-08-31Listing removed--
2023-08-19Listed for rent$1,900
2020-07-29Listing removed$1,650
2020-07-25Listed for rent$1,650
2020-07-24Sold$230,000
2020-05-26Listed for sale$230,000
2020-03-25Sold$170,000
2020-02-18Price change$175,000
2020-01-09Listed for sale$190,000

For Sale by Agent

AgentPamela J Stever
BrokerageKeller Williams Honolulu

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