42 S Main St, Hammond, NY, 13646
About This Home
Welcome to this beautiful home in the heart of Hammond! Full of charm and opportunity, this spacious property offers 4+ bedrooms and room to grow. Step inside to a cozy living room featuring a stunning propane fireplace — perfect for chilly North Country evenings. Snuggle up, relax, and enjoy the warm glow all winter long. Enter through the back door into a large mudroom, ideal for keeping coats, boots, and everyday clutter neatly organized. Outside, you’ll love the wrap-around covered porch — the perfect place to unwind, entertain, and enjoy hours of fresh air and peaceful surroundings. Designed with accessibility in mind, the property features a wheelchair ramp and a handicap-accessible entrance leading directly into the kitchen — providing convenience and ease of entry for all. Upstairs, a bonus space with its own private entrance opens the door to endless possibilities. Use it as an additional bedroom, home office, studio, or explore the potential of converting the home into a two-family investment property. The spacious attic provides excellent storage or could easily be transformed into a playroom or game room. Out back, a large parking area accommodates 8–10 vehicles — plenty of room for guests, recreational vehicles, or all your toys. Located just minutes from the beautiful St. Lawrence River and Black Lake, this home offers easy access to some of the area’s best boating, fishing, and outdoor recreation. Being sold AS IS and move-in ready, this charming home is packed with potential and ready for its next chapter. Don’t wait — schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1948
Materials
- Foundation: Stone
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Historic/Antique,Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Electric Water Heater,Refrigerator
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Partial,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Separate/Formal Dining Room,Country Kitchen,Bath in Primary Bedroom
- Flooring: Carpet,Laminate,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating
- Heating features: Oil,Forced Air
Interior Area
- Total structure area: 2,112
- Total interior livable area: 2,112 sqft
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp
Details
- Parcel number: 40420112705300010130010000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Deck,Porch
- Exterior features: Blacktop Driveway,Deck,Fence
- Fencing: Partial
Lot
- Lot size: 0.30 Acres
- Features: Rectangular,Rectangular Lot
- Lot size dimensions: 54 x 239
Parking
- Parking features: No Garage,Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in St. Lawrence County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $834 | $10,008 |
| Home Insurance * | $62 | $744 |
| Property Taxes | $265 | $3,180 |
| Electricity | $349 | $4,188 |
| Total | $1,510 | $18,120 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-14 | Listed for sale | $185,000 |
| 2024-09-08 | Listing removed | $135,000 |
| 2024-09-08 | Price change | $135,000 |
| 2024-08-26 | Listed for sale | $139,000 |
| 2023-06-30 | Sold | $130,000 |
| 2023-04-25 | Pending sale | $139,000 |
| 2023-01-27 | Listed for sale | $139,000 |
| 2020-04-01 | Listing removed | $99,450 |
| 2020-03-05 | Pending sale | $99,450 |
| 2020-01-08 | Listed for sale | $99,450 |
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