205 Clover Cv, Coldwater, MS, 38618
About This Home
Better than New ~ Built in 2023 ~ 4 Bedroom 3 Bath Home with Open Floor Plan Tucked Away on a 1.5 Acre Lot with a Pond ~ Covered Front Porch ~ Great Room with Gas Fireplace ~ Kitchen has Plenty of Cabinets & Countertop Space, Stainless Steel Appliances, Granite, Pantry, & Eat-At Breakfast Bar ~ Breakfast/Dining Room ~ Primary Bedroom Suite Offers Private Salon Bath with Double Vanity, Walk-In Shower, Soaker Tub, & Walk-In Closet ~ Downstairs Also Includes a Laundry Room & a Split Floorplan with 2 Bedrooms & a Full Bath on the Opposite Side of the House ~ Staircase Leads Upstairs to an Additional Bedroom or Bonus Room & a Full Bathroom ~ 2 Car Garage ~ Back Door Leads to a Covered Patio & Large Backyard ~ 100% USDA Financing Eligible Area ~ Call to Schedule an Appointment to See this Beautiful Home Today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Move In Ready
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Architectural Shingles
- Construction materials: Brick,Fiber Cement
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Free-Standing Electric Oven,Microwave,Stainless Steel Appliance(s)
- Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup
Bedroom
- Level: Main
Bedroom
- Level: Main
Bedroom
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Soaking Tub,Storage,Breakfast Bar
- Door features: Dead Bolt Lock(s),Hinged Patio
- Window features: Blinds,Vinyl
- Flooring: Vinyl,Carpet
- Fireplace features: Hearth,Propane,Ventless
- Fireplace: Yes
Great Room
- Level: Main
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,024
- Total interior livable area: 2,024 sqft
Laundry
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 013010002400
- Horse amenities: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch
- Exterior features: Private Entrance,Private Yard
- Fencing: None
- On waterfront: Yes
- Waterfront features: Pond
Lot
- Lot size: 1.50 Acres
- Features: Few Trees,Front Yard,Landscaped,Rectangular Lot,Wooded
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Garage Faces Front,Gravel
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Heat Wave
- Lightning
- Earthquake
- Hail
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Tate County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,795 | $21,540 |
| Home Insurance * | $216 | $2,592 |
| Property Taxes | $186 | $2,232 |
| Electricity | $192 | $2,304 |
| Total | $2,389 | $28,668 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $362,900 |
| 2023-02-28 | Sold | -- |
| 2022-11-18 | Pending sale | $313,888 |
| 2022-05-25 | Listed for sale | $313,888 |
| 2020-04-24 | Listing removed | $182,000 |
| 2020-03-18 | Listed for sale | $182,000 |
| 2020-01-28 | Listing removed | $182,000 |
| 2019-12-18 | Listed for sale | $182,000 |
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