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3 Algonquin Ln, Pocahontas, IL, 62275

3beds
2baths
1,840sqft
$279,995
$152price/sqft
$2,260/moest. monthly cost
$90,400/yrincome needed

About This Home

Beautiful 2017-built ranch with 1,840 sq ft on a spacious .36-acre corner lot! This move-in-ready 3-bedroom, 2-bath home offers an open-concept layout with a large kitchen island, abundant cabinetry, pantry and plenty of natural light. The split-bedroom floor plan provides privacy with a spacious primary suite featuring a walk-in closet and private bath. Additional features include main-level laundry, attached 2-car garage with built-in storm shelter, central air, and all major kitchen and laundry appliances included. Enjoy easy one-level living with plenty of room inside and out. Conveniently located in Pocahontas with access to Bond County schools and Greenville High School. Built in 2017, this home offers the benefits of newer construction without the cost and wait of building new. Enjoy a spacious 0.36-acre corner lot with plenty of room for outdoor activities, pets, entertaining and more. Buyer agents welcome. Seller is offering a 2.5% buyer-agent commission.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
Pocahontas CenterGrades PK-80.5 mi
7/10

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch, 1 STORY

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Open Floorplan
  • Window features: Some Tilt-In Windows
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,840 sqft

Property

Details

  • Parcel number: 073204219011
  • Special condition: Sale

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 0.36 Acres
  • Features: Corner Lot,Streetlights,Level Lot

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Drought

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$289$3,468
Property Taxes $415$4,980
Electricity $141$1,698
Total$2,260$27,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,485/yr
40% on housing$67,800/yr
45% on housing$60,266/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 62275$221
Bond County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 62275$172
Bond County$118

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$264,990
2026-08-03Listed for sale$279,995
2020-05-01Sold$169,900
2020-03-30Pending sale$169,900
2019-12-10Listed for sale$169,900

For Sale by Owner

AgentProperty Owner

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