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6946 Ridgetop Dr NE, Keizer, OR, 97303

4beds
2baths
2,918sqft
$555,000
$190price/sqft
$3,582/moest. monthly cost
$143,280/yrincome needed

About This Home

Accepted Offer with Contingencies. Very nice duplex in desirable neighborhood. 2 bedrooms and 1.5 baths per side. Nice living room with gas fireplace. Efficient, well planned kitchen. Good size fenced backyard. Attached single garages. Great units for owner occupied or investment.

Getting Around

12
WalkingCar-Dependent
30
TransitSome Transit
28
BikeSomewhat Bikeable

Schools

4/10
Gubser Elementary SchoolGrades K-50.3 mi
3/10
Whiteaker Middle SchoolGrades 6-80.8 mi
4/10
Mcnary High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Continuous
  • Roof: Composition,Shingle
  • Construction materials: Composite,Lap Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Range Included,Electric Water Heater,Refrigerator
  • Laundry features: W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Dining Room

  • Features: Area (Combination)

Features

  • Flooring: Carpet,Laminate
  • Fireplace features: Gas
  • Fireplace: Yes

Heating

  • Heating features: Electric,Zoned

Interior Area

  • Total structure area: 2,918
  • Total interior livable area: 2,918 sqft

Property

Details

  • Zoning: Keizer - MU

Features

  • Patio & porch: Patio
  • Exterior features: White
  • Fencing: Partial

Lot

  • Lot size: 7,841 sqft

Parking

  • Parking features: Single Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters in Marion County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,806$33,672
Home Insurance *$129$1,548
Property Taxes $383$4,596
Electricity $264$3,177
Total$3,582$42,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,811/yr
40% on housing$107,460/yr
45% on housing$95,520/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 97303$209
Marion County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 97303$269
Marion County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$555,000
2026-06-04Listed for sale$565,000
2019-12-16Listing removed$1,195
2019-12-05Listed for rent$1,195

For Sale by Agent

AgentDOUG BURTON
BrokerageRe/Max Integrity Albany Branch

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