120 Cedar Ct #1A, Lake Ozark, MO, 65049
About This Home
Beautiful, light and bright 2 level condo that feels more like a home than a condo! Featuring 3 bed/3 bath, this spacious unit is conveniently located just one level down from parking for easy access. Enjoy lakeside living with a 12x40 boat slip and 10,000 lb lift right out front of the unit, perfect for worry free boating. The home boasts large balconies with lake views, custom cabinetry and a cozy stone fireplace. Recent updates include a new HVAC in 2024, ensuring comfort and efficiency year-round. Located on the Osage Arm MM#3 prime spot by land and water, close to everything you need while still maintaining a peaceful, private setting.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1995
Notable Dates
- Major remodel year: 2019
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Stove,Washer
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Built-in Features,Custom Cabinets,Fireplace,Partially Furnished,Cable TV,Walk-In Shower,Window Treatments
- Window features: Window Treatments
- Flooring: Luxury Vinyl Plank,Tile
- Number of fireplaces: 1
- Fireplace features: One
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,968
- Total interior livable area: 1,968 sqft
Property
Accessibility
- Accessibility features: Low Threshold Shower
Details
- Parcel number: 01502200000001001201
- Exclusions: Personal Items.
Features
- Levels: Two
- Pool features: Community
- Patio & porch: Covered,Deck,Patio
- Exterior features: Covered Patio,Deck,Playground,Tennis Court(s)
- On waterfront: Yes
- Waterfront features: Lake Front,Seawall
Lot
- Features: Lake Front
Parking
- Parking features: No Garage,Open,No Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Heat Wave
- Ice Storm
- Tornado
- Winter Weather
- Hail
- Landslide
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,744 | $20,928 |
| Home Insurance * | $220 | $2,640 |
| Property Taxes | $132 | $1,584 |
| Electricity | $150 | $1,803 |
| Total | $2,246 | $26,952 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-17 | Price change | $345,000 |
| 2025-10-08 | Listed for sale | $375,000 |
| 2020-03-12 | Sold | -- |
| 2020-01-20 | Pending sale | $188,500 |
| 2019-11-25 | Listed for sale | $188,500 |
| 2018-04-12 | Sold | -- |
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