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1133 Church St SE APT 2, Covington, GA, 30014

2beds
2baths
1,426sqft
$295,000
$207price/sqft
$2,097/moest. monthly cost
$83,880/yrincome needed

About This Home

LAST UNIT LEFT in one of downtown Covington’s most private 12-residence communities. A rare two-level loft blending city-inspired design with the ease and charm of Covington living. Walk to Covington Square for restaurants, coffee spots, boutique shopping, live events, and year-round festivals, then return home to a quiet tucked-away residence removed from the noise. Inside, dramatic two-story windows, soaring wood-inlay ceilings, exposed beams, and polished concrete floors create a true industrial loft aesthetic rarely found outside larger city markets. The open main level features spacious living and dining areas, a modern kitchen with brand-new appliances, covered patio access, a full bath, and a flexible secondary room ideal for a home office, den, guest space, or creative studio. Upstairs, the primary loft suite offers room for a lounge or workspace, a walk-in closet, soaking tub, and double shower. Brand-new washer and dryer included. Reserved covered parking and guest spaces available. Low HOA with water and gas included. FHA spot approval friendly financing available. If you’ve wanted city style without city chaos, this is the opportunity.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

4/10
5/10
Cousins Middle SchoolGrades 6-81.6 mi
5/10
Eastside High SchoolGrades 9-123.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick 4 Sides

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Gas Oven,Microwave,Electric Water Heater
  • Laundry features: Upper Level,Laundry Closet

Basement

  • Basement: None

Bedroom

  • Features: Roommate Floor Plan, Split Bedroom Plan

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Open Concept

Features

  • High Ceilings 10 ft Main,Double Vanity,Entrance Foyer,His and Hers Closets
  • Window features: Insulated Windows
  • Flooring: Concrete,Ceramic Tile,Hardwood
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,426
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,426
  • Total interior livable area: 1,426 sqft

Kitchen

  • Features: Breakfast Bar, Solid Surface Counters

Master Bathroom

  • Features: Separate Tub/Shower, Double Vanity, Other

Master Bedroom

  • Features: Roommate Floor Plan, Split Bedroom Plan
  • Level: Roommate Floor Plan, Split Bedroom Plan

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: C020000090003C00
  • Attached to another structure: Yes
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Three Or More
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Other
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: City
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.35 Acres
  • Features: Other

Parking

  • Total spaces: 1
  • Parking features: Assigned,Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$179$2,148
Property Taxes $208$2,496
Electricity $219$2,637
Total$2,097$25,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,897/yr
40% on housing$62,910/yr
45% on housing$55,920/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 30014$134
Newton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 30014$153
Newton County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-26Listed for sale$299,900
2026-02-25Listing removed$309,888
2025-11-12Price change$309,888
2025-10-02Listed for sale$319,888
2025-09-15Listing removed$328,900
2025-06-10Price change$328,900
2025-03-04Listed for sale$329,900
2025-03-01Listing removed$339,900
2024-10-08Price change$339,900
2024-09-05Listed for sale$345,000
2021-03-02Listing removed--
2020-03-30Listing removed$1,550
2020-03-07Price change$1,550
2020-02-26Price change$1,700
2020-02-12Listed for rent$1,800
2020-02-03Sold$193,000
2020-01-06Pending sale$200,000
2019-11-21Listed for sale$200,000

For Sale by Agent

AgentHsanni Henry
BrokerageColdwell Banker Realty

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