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116 Mill St #A, Monroe, GA, 30655

2beds
2baths
1,210sqft
$259,900
$215price/sqft
$1,819/moest. monthly cost
$72,760/yrincome needed

About This Home

Welcome to 116 Mill St, a historic condo built in 1926, offering the perfect blend of timeless charm, modern updates, and a warm, community-driven lifestyle in the heart of downtown Monroe. This 2-bedroom, 1.5-bath home features approximately 1,210 square feet of thoughtfully designed living space, with both bedrooms located upstairs and a spacious main level that includes a family room, kitchen, half bath, laundry room, and pantry. Original pine hardwood floors run throughout, preserving the home’s character, while granite counter tops in the kitchen and primary bath add a refined, updated touch. Enjoy peaceful mornings on the over sized rocking chair front porch and unwind in the open backyard complete with a private fire pit and seating area—perfect for entertaining or relaxing evenings at home. Additional features include a dedicated storage unit and key system updates, including a new roof installed in February 2026 with a transferable 50-year warranty and an HVAC system replaced in 2022. Beyond the home itself, you’ll love the welcoming, family-friendly community and wonderful neighbors that make this property truly special. Situated on a quiet street just steps from historic downtown Monroe, you’ll enjoy unmatched walkability to local restaurants, antique shops, parks, and community events—offering the perfect balance of connection and tranquility. The low $200/month HOA provides exceptional value, covering exterior maintenance, grounds maintenance, insurance, and pest control—making for easy, low-maintenance living. Adding even more convenience, all utilities—including electric, water, sewer, trash, and internet—are combined into one simple monthly bill through the City of Monroe. A rare opportunity to own a piece of Monroe’s charm with modern livability, strong community appeal, and an unbeatable location.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

4/10
Harmony Elementary SchoolGrades PK-53.7 mi
5/10
Carver Middle SchoolGrades 6-82.0 mi
5/10
Monroe Area High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1926

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional,Victorian
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: None

Bedroom

  • Features: Split Bedroom Plan

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Other

Features

  • Crown Molding,High Ceilings 9 ft Main,High Ceilings 9 ft Upper,High Speed Internet
  • Window features: None
  • Flooring: Wood
  • Number of fireplaces: 2
  • Fireplace features: Decorative
  • Fireplace: Yes
  • Finished area above ground: 1,210
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,210
  • Total interior livable area: 1,210 sqft

Kitchen

  • Features: Cabinets White, Solid Surface Counters, View to Family Room

Master Bathroom

  • Features: Tub/Shower Combo

Master Bedroom

  • Features: Split Bedroom Plan
  • Level: Split Bedroom Plan

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: M019000000014002
  • Attached to another structure: Yes
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Front Porch
  • Exterior features: Courtyard,Storage,No Dock
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 435.60 sqft
  • Features: Back Yard,Landscaped,Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Kitchen Level
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$131$1,572
Property Taxes $155$1,860
Electricity $219$2,637
Total$1,819$21,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,365/yr
40% on housing$54,570/yr
45% on housing$48,506/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 30655$166
Walton County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 30655$203
Walton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Listed for sale$259,900
2024-04-08Sold$215,000
2024-03-07Pending sale$215,000
2024-02-26Listed for sale$215,000
2021-04-09Listing removed--
2021-03-17Pending sale$189,900
2021-03-05Listed for sale$189,900
2019-12-27Sold$141,500
2019-11-20Pending sale$139,000
2019-11-14Listed for sale$139,000

For Sale by Agent

AgentCara Delalla
BrokerageChapman Hall Realtors

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