See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

428 E 13th St #1, New York, NY, 10009

10beds
4baths
7,152sqft
$6,400,000
$895price/sqft
$38,915/moest. monthly cost
$1,556,600/yrincome needed

About This Home

The retail, office or residential space at 428 East 13th Street features a major Ground Floor presence on the southside of East 13th Street between Avenue A and 1st Avenue. Number 428 has a double door driveway into the 1890 townhouse building, Studio, and Carriage House. 428 East 13th Street is a unique offering of a sizable lot width, curb cut, and free market. Over 24 feet wide with a curb cut, skylights, and fireplaces. Live/work Residence, office or retail 428 features a double ceiling height studio space and a beautiful six level Carriage House. Eight Fireplaces Six skylights There are two additional full basement spaces + 2,896 sf of additional development rights. Excellent natural light! Call for more information.

Getting Around

100
WalkingWalker's Paradise
100
TransitRider's Paradise
98
BikeBiker's Paradise

Schools

6/10

Construction

Condition

  • Year built: 1901

Materials

  • Roof: Roof Rights

Type & Style

  • Home type: SingleFamily
  • Property subType: Mixed Use

Interior

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood
  • Fireplace: Yes

Interior Area

  • Total structure area: 7,152
  • Total interior livable area: 7,152 sqft

Property

Details

  • Special condition: Resale

Features

  • Patio & porch: Other,Deck
  • Exterior features: Garden,Private Roof Deck
  • Has view: Yes
  • View description: City,Garden

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $32,361$388,332
Home Insurance *$1,587$19,044
Property Taxes $3,786$45,432
Electricity $1,181$14,183
Total$38,915$466,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,334,228/yr
40% on housing$1,167,450/yr
45% on housing$1,037,733/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$895This listing

vs Other Active Listings

Avg $/sqft

ZIP 10009$825
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10009$908
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-29Price change$6,400,000
2025-03-28Price change$6,750,000
2025-01-22Price change$6,900,000
2024-06-25Price change$7,000,000
2024-02-04Listed for sale$7,250,000
2023-11-10Listing removed--
2023-06-08Price change$7,750,000
2023-03-23Price change$7,950,000
2022-04-12Listed for sale$8,500,000
2020-01-15Listing removed$8,750,000
2020-01-12Price change$8,750,000
2019-11-09Listed for sale$8,500,000

For Sale by Agent

AgentBrian Kanarek
BrokerageCommunity Growth

Similar Homes