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2631 Rebecca Ln, Cambridge, MD, 21613

3beds
2baths
1,456sqft
$90,000
$62price/sqft
$846/moest. monthly cost
$33,840/yrincome needed

About This Home

Welcome to this beautifully maintained three-bedroom, two-bath modular home tucked away in the quiet back section of the community. This inviting residence offers a warm and open layout with hardwood floors throughout and an abundance of natural light that fills every room. Step inside to a spacious living room perfect for relaxing or entertaining, leading into a large dining area ideal for family meals or gatherings. The well-equipped kitchen provides ample cabinetry, plenty of counter space, and room for creating all your favorite home-cooked dishes. The primary suite is generously sized and features a private full bath with a Jacuzzi tub, walk-in shower, and tile flooring—creating a peaceful retreat at the end of the day. On the opposite side of the home, you’ll find two additional bedrooms with ample closet space and a second full tiled bathroom, offering comfort and functionality for family or guests. Additional highlights include a dedicated laundry area with washer and dryer, easy one-level living, and a peaceful setting within close proximity to downtown Cambridge, shopping, dining, and water access. This home combines comfort, practicality, and charm. Ready for its next owner to make it their own!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

2/10
Maple Elementary SchoolGrades PK-51.6 mi
2/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 2004

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Other
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Microwave,Oven/Range - Electric,Range Hood,Refrigerator,Washer,Water Heater,Electric Water Heater
  • Laundry features: Main Level

Bedroom2

  • Features: Ceiling Fan(s),Flooring - Carpet
  • Level: Main

Bedroom3

  • Features: Flooring - Carpet
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Soaking Tub,Bathroom - Stall Shower,Breakfast Area,Ceiling Fan(s),Combination Kitchen/Dining,Combination Dining/Living,Dining Area,Entry Level Bedroom,Open Floorplan,Kitchen - Gourmet,Kitchen - Table Space,Primary Bath(s),Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Hardwood,Vinyl
  • Finished area above ground: 1,456

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,456
  • Total interior livable area: 1,456 sqft

Kitchen

  • Features: Breakfast Bar,Breakfast Nook,Countertop(s) - Solid Surface,Dining Area,Double Sink
  • Level: Main

Living Room

  • Features: Cathedral/Vaulted Ceiling,Ceiling Fan(s),Flooring - Carpet
  • Level: Main

Primary Bathroom

  • Features: Bathroom - Jetted Tub,Soaking Tub,Bathroom - Stall Shower,Flooring - Ceramic Tile,Countertop(s) - Ceramic
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),Flooring - Carpet,Walk-In Closet(s)
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: R
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Spa features: Bath
  • Has view: Yes
  • View description: Street,Trees/Woods

Lot

  • Features: Backs to Trees,Corner Lot,Front Yard,Rear Yard,SideYard(s),Stream/Creek

Parking

  • Total spaces: 2
  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance *$47$564
Property Taxes $63$756
Electricity $281$3,374
Total$846$10,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,005/yr
40% on housing$25,380/yr
45% on housing$22,560/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$62This listing

vs Other Active Listings

Avg $/sqft

ZIP 21613$156
Dorchester County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 21613$176
Dorchester County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Price change$104,900
2025-12-02Price change$109,000
2025-10-07Listed for sale$119,500
2025-01-24Sold$95,000
2024-12-19Pending sale$99,900
2024-09-27Listed for sale$99,900
2020-05-04Listing removed$74,000
2019-11-01Listed for sale$74,000

For Sale by Agent

AgentMary Haddaway
BrokerageBenson & Mangold, LLC

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