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107 N Dakota Dr, Rutherfordton, NC, 28139

2beds
2baths
1,295sqft
$449,000
$347price/sqft
$2,829/moest. monthly cost
$113,160/yrincome needed

About This Home

Welcome Home to 107 N Dakota Drive! Located in a beautiful gated community approximately four miles north of Downtown. Subdivision includes common recreational area, complete with a picnic area and playground. Enjoy the peaceful, natural and walk-able setting. Home was completed end of 2025 virtually brand new and is completely Move in Ready! Features many upgrades including; 38” high countertops/vanities, Custom Cabinetry work, Solid Shaker Doors, Hickory Flooring, Marvin Casement Windows throughout, all Led lighting, additional electrical outlets throughout, standing seam metal roof & enlarged 30 Year Architectural shingles & LP SmartSide siding. Open Concept Kitchen features Quartz countertops, Stainless Steel appliances & Pendent Lighting. Ample Laundry Room, features Quartz Countertops Pantry & Built in Bench, leads to Attached Carport 14 x 16- stunning tongue & groove ceiling, adjacent electrified storage room, 12.3 x 4.7. Baths with custom subway tile, Quartz countertops & plenty of storage. Family room features Gas Fireplace leads to stunning Covered Rear deck, 22.7 x 9.3, vaulted tongue & groove ceiling and stylish wall sconces, hot tub ready! 24’W x 30’L x 17’H additional Carport with substantial 8 x 8 supports perfect for additional Vehicle or RV storage. There is plenty of storage and easy access to the lighted crawl space. Located 30 minutes to Chimney Rock, 15 Minutes to Forest City and 20 Minutes to IEC. Make your appointment today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

4/10
4/10
R-S Middle SchoolGrades 6-82.2 mi
4/10
R-S Central High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Brick Partial,Wood,Other

Other

  • Builder name: Kingdom Builders

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main
  • Area: 49
  • Dimensions: 7' 0" X 7' 0"

Bathroom Full

  • Level: Main
  • Area: 51.0564
  • Dimensions: 5' 5" X 9' 5"

Bedroom S

  • Level: Main
  • Area: 149.5
  • Dimensions: 11' 6" X 13' 0"

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main
  • Area: 78.75
  • Dimensions: 7' 0" X 11' 3"

Features

  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Tile,Wood
  • Fireplace features: Gas Unvented,Living Room
  • Finished area below ground: 0
  • Finished area above ground: 1,295

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,295
  • Total interior livable area: 1,295 sqft

Kitchen

  • Level: Main
  • Area: 126.5625
  • Dimensions: 11' 3" X 11' 3"

Laundry

  • Level: Main
  • Area: 94.0514
  • Dimensions: 11' 2" X 8' 5"

Primary Bedroom

  • Level: Main
  • Area: 224.25
  • Dimensions: 17' 3" X 13' 0"

Property

Details

  • Parcel number: 1601570816
  • Zoning: RES
  • Special condition: Standard
  • Exclusions: Propane Tank

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch
  • Exterior features: Storage

Lot

  • Lot size: 1.95 Acres
  • Features: Corner Lot,Level,Wooded

Parking

  • Total spaces: 4
  • Parking features: Attached Carport,Detached Carport,Circular Driveway,Driveway
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Ice Storm
Lightning
Cold Wave
Hail
Inland Flooding
Landslide
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$164$1,968
Property Taxes $195$2,340
Electricity $200$2,405
Total$2,829$33,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,994/yr
40% on housing$84,870/yr
45% on housing$75,440/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 28139$191
Rutherford County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 28139$192
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$449,000
2024-03-14Sold$38,000
2022-05-06Sold$36,500

For Sale by Agent

AgentLaura Flores
BrokerageNextHome WNC Realty

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