




1109 Morningstar Lake Rd, Forest City, NC, 28043
About This Home
Exceptional custom-built home offering approximately 2,800 SF of thoughtfully designed living space on 2.64 beautifully landscaped acres in a peaceful rural setting. Quality craftsmanship and attention to detail are evident throughout this 3BR/2.5BA home, featuring hardwood floors, wide moldings, plantation shutters, custom cabinetry and distinctive architectural details. The inviting main living area is highlighted by a gas-log fireplace and impressive coffered ceiling, while an abundance of windows fills the home with natural light. The well-appointed kitchen features custom cabinetry, quartz countertops, a 6-burner gas cooktop, double wall ovens and a spacious pantry. The generous primary suite offers a relaxing retreat with a well-appointed bath featuring a soaking tub and separate tiled walk-in shower. The attractive Hardie-sided exterior is complemented by a welcoming covered front porch overlooking a peaceful pastoral view, large rear patio with firepit, partially fenced backyard and meticulously maintained landscaping. The oversized 3-car attached garage features non-skid epoxy flooring, plus finished interior stairs leading to an expansive unfinished area currently used for storage but offering excellent potential for future living space, a studio or home office. Additional features include a fully encapsulated crawlspace with dehumidifier and concrete driveway. An exceptional custom home offering space, quality and a lovely rural setting—all outside city limits yet convenient to Rutherford County towns and attractions, with Hwy 74 and Hwy 221 just minutes away for easy access throughout the area and beyond.
Getting Around
Schools
Construction
Condition
- Year built: 2016
Materials
- Foundation: Crawl Space
- Construction materials: Fiber Cement
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Double Oven,Gas Cooktop,Microwave,Refrigerator
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Features
- Walk-In Closet(s),Walk-In Pantry
- Attic: Permanent Stairs
- Finished area below ground: 0
- Finished area above ground: 2,797
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,797
- Total interior livable area: 2,797 sqft
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 1642146
- Zoning: None
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Front Porch
- Exterior features: Fire Pit,Gas Grill
- Fencing: Fenced,Partial
Lot
- Lot size: 2.64 Acres
Parking
- Total spaces: 3
- Parking features: Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Inland Flooding
- Ice Storm
- Lightning
- Cold Wave
- Earthquake
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Rutherford County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,545 | $54,540 |
| Home Insurance * | $456 | $5,472 |
| Property Taxes | $418 | $5,016 |
| Electricity | $260 | $3,126 |
| Total | $5,679 | $68,148 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Listed for sale | $899,000 |
| 2015-10-14 | Sold | $23,000 |
