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5318 W Deming Pl, Chicago, IL, 60639

4beds
2baths
--sqft
$709,000
--price/sqft
$5,143/moest. monthly cost
$205,720/yrincome needed

About This Home

Beautiful Belmont-Cragin 2-flat with a full finished basement, offering a great opportunity for both investors and owner-occupants. This solid all-brick building was fully gutted in 2020, blending classic structure with modern updates. Each unit features 2 bedrooms and 1 bathroom, with spacious layouts and plenty of natural light. The fully finished non conforming basement provides additional living space featuring 2 bedrooms, 1 bathroom, combined living room and dining room and kitchen. The property includes 3 separate water heaters and 3 gas/light utility meters, providing added convenience and efficiency. The building also offers enclosed back porches and a two-car garage. Ideally located near Cragin Park, Hanson Park, and Tony's Fresh Market, with easy access to shopping, dining, and transportation.

Getting Around

86
WalkingVery Walkable
64
TransitGood Transit
72
BikeVery Bikeable

Schools

5/10
3/10
Northwest Middle SchoolGrades 6-80.4 mi
1/10
Foreman High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1926

Materials

  • Foundation: Concrete Perimeter
  • Roof: Flat
  • Construction materials: Brick

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 3

Heating

  • Heating features: Natural Gas

Property

Details

  • Parcel number: 13283200340000
  • Zoning: MULTI
  • Special condition: List Broker Must Accompany

Features

  • Patio & porch: Patio

Lot

  • Lot size: 3,720 sqft
  • Lot size dimensions: 30 X 124

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,585$43,020
Home Insurance *$406$4,872
Property Taxes $1,022$12,264
Electricity $130$1,569
Total$5,143$61,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,331/yr
40% on housing$154,290/yr
45% on housing$137,146/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 60639$265
Cook County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 60639$227
Cook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-20Listed for sale$709,000
2019-11-26Sold$260,000
2019-10-31Pending sale$245,000
2019-10-24Listed for sale$245,000

For Sale by Agent

AgentMaria Bello
BrokerageRemax Future

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