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1265 Vfw Rd, Lake, MS, 39092

4beds
2baths
2,128sqft
$169,000
$79price/sqft
$1,362/moest. monthly cost
$54,480/yrincome needed

About This Home

For sale- Country Living with space to Enjoy!!!! Looking for peaceful living with room to spread out? This charming home might be just what you need. It's 4 Bedrooms-2 Bathrooms 2003 Double Wide that has been remodeled in 2014. There is a 5th room that can be utilized as office or bedroom. Approx 2 acres that will come with home. Land is to be surveyed out by purchaser. Enjoy outdoor living with an above the ground pool for summer days. There is also a front porch deck which is great for relaxing mornings or evenings. Plenty of space inside and out, making it ideal for families, entertaining. or simply enjoying a little extra privacy. Call or text for your viewing appointment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Lake Elementary SchGrades PK-43.1 mi
7/10
Lake Middle SchoolGrades 5-85.7 mi
5/10
Lake High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: See Remarks
  • Roof: Architectural Shingles
  • Construction materials: Vinyl

Type & Style

  • Home type: MobileManufactured
  • Property subType: Residential,Mobile Home

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s)

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Double Vanity

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,128
  • Total interior livable area: 2,128 sqft

Property

Details

  • Parcel number: 1098280000001000

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Deck,Front Porch
  • Exterior features: None
  • Has view: Yes
  • Waterfront features: None

Lot

  • Lot size: 2 Acres
  • Features: Front Yard,Views
  • Lot size dimensions: unknown

Parking

  • Parking features: Open,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Strong Wind
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Scott County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $854$10,248
Home Insurance *$240$2,880
Property Taxes $71$852
Electricity $197$2,374
Total$1,362$16,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,697/yr
40% on housing$40,860/yr
45% on housing$36,320/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.1%
-4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$79This listing

vs Other Active Listings

Avg $/sqft

ZIP 39092$81
Scott County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 39092
Scott County$67

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Pending sale$147,000
2026-05-02Price change$147,000
2026-04-25Listed for sale$169,000
2020-11-02Listing removed$649,000
2020-02-09Price change$649,000
2019-10-15Listed for sale$689,000

For Sale by Agent

AgentJennifer Dilley
BrokerageJ Culpepper & Co

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