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4 Rio De Palmas, Fort Pierce, FL, 34951

1beds
1baths
950sqft
$179,000
$188price/sqft
$1,414/moest. monthly cost
$56,560/yrincome needed

About This Home

Welcome to elegant 55+ living in our innovative & beautifully designed 1-bedroom Braden model. Featuring concrete block construction, quartz countertops, impact windows, & a metal roof- this home offers both style & durability for those seeking to downsize without compromising value and quality. Enjoy an open-concept living area, full-size washer/dryer in a spacious laundry room, an ample kitchen with stainless steel appliances and a well-appointed bedroom, closet and rear covered porch. All models are built with 3/16th true plywood roof sheathing, hurricane tie straps, R-30 insulation, & hip roof designs ensuring big insurance premium discounts. Our homes are equipped with energy efficient appliances, keypad door locks. Land Lease is $499/mo. for amenities, trash service & basic lawn.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
Dan Mccarty SchoolGrades 6-88.5 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Metal
  • Construction materials: Block,Stucco

Other

  • Builder model: Braden
  • Builder name: Wynne Building Corporation

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Free-Standing Freezer,Disposal,Microwave,Refrigerator,Water Heater,Washer
  • Laundry features: Inside,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Cathedral Ceiling(s),Eat-in Kitchen,None,Storage,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Storm Window(s)
  • Flooring: Carpet,Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,243
  • Total interior livable area: 950 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 13 X 11

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 13 X 11

Living Room

  • Level: Main
  • Area: 208
  • Dimensions: 16 X 13

Living Room

  • Level: Main
  • Area: 208
  • Dimensions: 16 X 13

Master Bedroom

  • Level: Main
  • Area: 195
  • Dimensions: 15 X 13

Master Bedroom

  • Level: Main
  • Area: 195
  • Dimensions: 15 X 13

Property

Details

  • Parcel number: 00000
  • Zoning: 7040

Features

  • Levels: One
  • Stories: 1
  • Pool features: Association
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Outdoor Living Area
  • Has view: Yes
  • View description: Clubhouse,Golf Course,Pool,Tennis Court
  • Waterfront features: None

Lot

  • Features: Cul-De-Sac,< 1/4 Acre

Parking

  • Total spaces: 2.5
  • Parking features: Attached,Garage,Golf Cart Garage,Garage Door Opener
  • Has garage: Yes
  • Covered spaces: 0.5
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in St. Lucie County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$171$2,052
Property Taxes $141$1,692
Electricity $197$2,366
Total$1,414$16,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,480/yr
40% on housing$42,420/yr
45% on housing$37,706/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.7%
8.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 34951$133
St. Lucie County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 34951$194
St. Lucie County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$189,000
2025-09-19Listed for sale$199,000
2021-04-01Listing removed--
2021-03-26Pending sale$25,000
2021-03-19Listing removed--
2021-03-18Pending sale$25,000
2021-03-14Listing removed--
2020-10-14Price change$25,000
2020-05-30Price change$29,000
2020-03-08Listed for sale$35,000
2020-02-10Sold$5,000
2020-01-21Pending sale$5,000
2020-01-15Listed for sale$5,000
2020-01-07Pending sale$5,000
2019-12-30Price change$5,000
2019-10-12Listed for sale$9,500

New Construction Spec

AgentHarvey A. Newman
BrokerageFlorida Listing Service, LLC

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