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1461 7th St W, Saint Paul, MN, 55102

2beds
2baths
1,260sqft
$225,000
$179price/sqft
$1,782/moest. monthly cost
$71,280/yrincome needed

About This Home

Great to start home in the West 7th Area. Front & back porches. Natural woodwork, hardwood floors with 2 bedrooms in the main level. Two car garage, fenced yard. Close to bus line, downtowns, shopping & airport. Come and see this.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
83
BikeVery Bikeable

Schools

4/10
Highland Middle SchoolGrades 6-81.5 mi

Construction

Condition

  • Year built: 1923

Materials

  • Roof: Age Over 8 Years,Asphalt
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Family Room

  • Level: Lower
  • Area: 242
  • Dimensions: 11x22

Features

  • Finished area below ground: 396
  • Finished area above ground: 864

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,260
  • Total interior livable area: 1,260 sqft

Kitchen

  • Level: Main
  • Area: 80
  • Dimensions: 10x8

Living Room

  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Other

  • Level: Lower
  • Area: 154
  • Dimensions: 11x14

Porch

  • Level: Main
  • Area: 56
  • Dimensions: 7x8

Porch

  • Level: Main
  • Area: 42
  • Dimensions: 7x6

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 142823210012
  • Zoning description: Residential-Single Family
  • Foundation area: 864

Features

  • Levels: One
  • Stories: 1
  • Fencing: Chain Link,Other

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 40 x 120

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Landslide
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$203$2,436
Property Taxes $272$3,264
Electricity $170$2,050
Total$1,782$21,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,097/yr
40% on housing$53,460/yr
45% on housing$47,520/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 55102$166
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55102$202
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$225,000
2026-07-29Listed for sale$230,000
2004-05-27Sold$160,000
1998-08-13Sold$77,500

For Sale by Agent

AgentArtemisa Boston
BrokerageeXp Realty

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