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2881 White Oak Mountain Rd #A-9, Columbus, NC, 28722

2beds
3baths
1,088sqft
$221,500
$204price/sqft
$1,476/moest. monthly cost
$59,040/yrincome needed

About This Home

Relaxed Mountain Living with Long-Range Views Discover this charming two-story condominium located at the top of scenic White Oak Mountain, where endless long-range views stretch across the valley below. From sunrise to sunset, this peaceful mountaintop setting offers an ever-changing panorama of sky and landscape, providing the perfect backdrop for relaxation and enjoyment. The main level features an open floor plan that seamlessly connects the kitchen, dining area, and living room, ideal for entertaining or quiet evenings at home. This level has been thoughtfully updated, offering modern touches while maintaining a warm, inviting atmosphere. Sliding glass doors open to a spacious deck, offering uninterrupted views for miles and a front-row seat to the soaring birds and rolling hills below. A convenient half bath completes the main floor layout. The upper level includes two bedrooms and two full bathrooms designed for privacy and comfort. The primary bedroom features sliding glass doors that lead to a private upper deck with the same breathtaking long-range view, a calm and peaceful space to enjoy your morning coffee or evening breeze. The guest bedroom and additional full bath offer flexibility for family, guests, or hobbies. Residents of The Brow enjoy access to community amenities, including an in-ground swimming pool, tennis/pickleball court, and common spaces surrounded by mature trees and native mountain foliage. The community is well-maintained, offering a true sense of retreat while staying connected to the conveniences of downtown Columbus, Tryon, and I-26. Highlights: *Open floor plan with kitchen, dining, and living areas on the main level *Updated kitchen and main-level finishes in 2025 *Two private decks with spectacular long-range mountain and valley views *Two bedrooms, two full baths upstairs, and a half bath on the main level *Primary bedroom with private deck access *Peaceful mountaintop setting in a friendly, well-cared-for community *In-ground pool, tennis/pickleball court, and outdoor recreation area *Convenient location near Columbus, Tryon, and Lake Lure *HOA-maintained exterior for low-maintenance living *HVAC replaced in 2022 *Windows, sliding glass doors, and the front storm door were replaced in 2021 If you’re seeking a quiet full-time residence, a seasonal getaway, or a lock-and-leave retreat with some of the best views in the region, this White Oak Mountain condo offers an exceptional opportunity. Experience mountain living where comfort meets tranquility. Schedule your showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
Tryon Elementary SchoolGrades PK-54.3 mi
4/10
4/10
Polk County High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Slab
  • Construction materials: Wood

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Refrigerator with Ice Maker,Washer,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Laundry Closet,Upper Level,Washer Hookup

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Features

  • Built-in Features,Open Floorplan
  • Door features: Insulated Door(s),Sliding Doors
  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl
  • Fireplace features: Living Room,Wood Burning
  • Finished area below ground: 0
  • Finished area above ground: 1,088

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 1,088
  • Total interior livable area: 1,088 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: P4594A09
  • Zoning: MU
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Long Range,Mountain(s),Year Round

Parking

  • Parking features: Driveway,Parking Lot
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Landslide
Lightning
Strong Wind
Cold Wave
Inland Flooding
Tornado

FEMA Declared Disasters in Polk County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,120$13,440
Home Insurance *$64$768
Property Taxes $92$1,104
Electricity $200$2,405
Total$1,476$17,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,605/yr
40% on housing$44,280/yr
45% on housing$39,360/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 28722$147
Polk County$290

vs Homes Sold Last Month

Median $/sqft

ZIP 28722
Polk County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$234,500
2020-02-14Sold$98,500
2019-09-24Listed for sale$109,900

For Sale by Agent

AgentKathy Toomey
BrokerageNew View Realty

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