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5 Franklin Avenue #1P, White Plains, NY, 10601

2beds
1baths
1,000sqft
$350,000
$350price/sqft
$2,691/moest. monthly cost
$107,640/yrincome needed

About This Home

Fully Updated Pre War Beauty with Crown Molding and Nine Foot Ceilings. Come and see the many updates of this classic picturesque cooperative apartment located on the first floor of a story-book building in downtown White Plains. This apartment was fully renovated with high end stainless-steal appliances, solid surface stone countertops and an eat in kitchen. The apartment has two walk-in size closets for storage and a modern closet system in each bedroom. Floors are laminate with a high-end ionized finish and the bathroom has all the latest upgrades. Recessed lighting throughout accentuates the high arches of the hallway and the tall height of the solid wood bedroom doors. Windows are tinted for the utmost privacy but still allow you to take in the beauty of the outdoors. Laundry is located just steps away from the unit in the basement. Building has storage for bikes, and other small household items. Walk to train and all downtown amenities including Stop and Shop and the Westchester Mall. Call agent for parking options and pet information.

Getting Around

33
WalkingCar-Dependent
27
TransitSome Transit
9
BikeSomewhat Bikeable

Schools

8/10
6/10
Westlake Middle SchoolGrades 6-80.4 mi
10/10
Westlake High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Actual
  • Year built: 1928

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Cooperative
  • Architectural style: Other
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Cooktop,ENERGY STAR Qualified Appliances,Gas Cooktop,Gas Oven,Microwave,Oven,Refrigerator
  • Laundry features: Common Area

Basement

  • Has basement: Yes
  • Basement: Common

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • First Floor Bedroom,Ceiling Fan(s),Crown Molding,Eat-in Kitchen,Elevator,Entrance Foyer,Formal Dining,Galley Type Kitchen,High Ceilings,His and Hers Closets,Marble Counters,Primary Bathroom,Quartz/Quartzite Counters,Stone Counters,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Property

Details

  • Parcel number: 1700125068000040000003
  • Special condition: None

Lot

  • Lot size: 0.53 Acres

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$140$1,680
Property Taxes $536$6,432
Electricity $246$2,954
Total$2,691$32,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,262/yr
40% on housing$80,730/yr
45% on housing$71,760/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$350This listing

vs Other Active Listings

Avg $/sqft

ZIP 10601$299
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10601$362
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Price change$350,000
2026-06-12Price change$360,000
2026-05-18Listed for sale$365,000
2025-06-20Sold$350,500
2025-03-09Pending sale$347,000
2025-01-22Listed for sale$347,000
2022-08-01Listing removed--
2022-06-01Price change$332,000
2022-04-17Price change$342,000
2022-03-19Listed for sale$349,900
2002-07-03Sold$152,500

For Sale by Agent

AgentLashaun M. McCalla
BrokerageColdwell Banker Realty

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