




1273 7th St W, Saint Paul, MN, 55102
About This Home
Live in one unit and let the other three help pay your mortgage in this beautifully maintained 4-plex in the heart of Saint Paul’s highly desirable West Seventh neighborhood. This is an ideal opportunity for an owner-occupant who wants to build equity while enjoying the character and walkability of one of the city’s most vibrant areas. The standout unit is the spacious 2-bedroom apartment, which lives more like a small home. It features a private sliding patio door that opens directly to the fenced side yard, along with a finished lower-level living room that adds valuable and flexible square footage—perfect for a home office, workout space, media room, or guest area. The remaining three 1-bedroom units are thoughtfully laid out and consistently attractive to renters, making this a stable and practical house-hack opportunity. Throughout the property you’ll find beautiful hardwood floors, stainless steel appliances, and classic charm that fits perfectly with the character of the neighborhood. Residents enjoy access to a shared front porch and shared back porch, while the owner's suite benefits from its own private porch space. The large fenced side yard offers room to relax, entertain, garden, or accommodate pets. A new roof was installed in July 2024, adding peace of mind for the next owner. The unfinished third floor presents future potential—whether as expanded living space for an owner-occupant or a possible additional unit (buyer to verify), creating long-term upside beyond the current income. Buyer to confirm all details and measurements.
Getting Around
Schools
Construction
Condition
- Year built: 1893
Materials
- Roof: Age 8 Years or Less
- Construction materials: Frame
Type & Style
- Home type: MultiFamily
- Property subType: Fourplex
Interior
Appliances
- Laundry features: In Basement,Common Area,Coin-op Laundry Owned
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Sump Basket,Sump Pump
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
Features
- Finished area below ground: 365
- Finished area above ground: 3,648
Heating
- Heating features: Boiler,Radiator
Interior Area
- Total structure area: 5,472
- Total interior livable area: 5,472 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 112823430011
- Zoning description: Residential-Multi-Family
- Foundation area: 1824
Features
- Levels: Two
- Patio & porch: Deck,Front Porch,Rear Porch,Side Porch
Lot
- Lot size: 8,929 sqft
- Features: Tree Coverage - Light
- Lot size dimensions: 80 x 111
Parking
- Total spaces: 3
- Parking features: Detached Garage,Parking Lot
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Ramsey County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,028 | $36,336 |
| Home Insurance * | $540 | $6,480 |
| Property Taxes | $594 | $7,128 |
| Electricity | $461 | $5,538 |
| Total | $4,623 | $55,476 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-10 | Listed for sale | $599,000 |
| 2021-03-24 | Listing removed | -- |
| 2019-09-25 | Listing removed | $1,000 |
| 2019-09-05 | Listed for rent | $1,000 |
