1895 Horse Brook Road, Roscoe, NY, 12776
About This Home
You won't be able to resist this place once you experience the peacefulness while sitting on the porch. This cozy two-bedroom cabin on a beautiful one-acre lot is simply picture-perfect. It's conveniently located near state land in two directions, offering easy access to nature, yet it's tucked away from the beaten path. This cabin is not only charming but also energy-efficient. It has been meticulously updated and maintained. You'll find new appliances in the kitchen, along with a through-the-wall heating and AC unit, baseboard heating, and a classic wood stove that adds a touch of country coziness. It's the perfect combination of modern comfort and rustic appeal. But wait, there's more! This property includes a heated garage with electricity, providing ample space for all your tools and toys. Plus, there's even a walk-up upstairs area in the garage for additional storage or potential use. How convenient is that? Located in the low-tax Town of Colchester, you'll enjoy the benefits of a great location without breaking the bank. You'll be close to the Finger Lakes hiking trail, the scenic Beaverkill River, and the Pepacton Reservoir, which feeds the East Branch of the Delaware River. Outdoor enthusiasts will be in heaven with all these natural wonders nearby. This gem is priced to sell, so don't miss out on this fantastic opportunity. And just in case of a power failure, there's an auxiliary electric panel(generator not included)to keep you covered. So, get ready to make memories in this delightful cabin retreat that offers tranquility, access to nature, and a price that's hard to beat. Additional Information: ParkingFeatures:1 Car Detached,
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1965
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator
Bathroom1
- Level: First
Bathroom2
- Level: Second
Bedroom1
- Level: Second
Bedroom2
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Eat-in Kitchen,High Speed Internet,Open Floorplan,Primary Bathroom
- Flooring: Combination
- Attic: None
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 900
- Total interior livable area: 900 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 1224004250000001039200
- Attached to another structure: Yes
- Special condition: None
Features
- Levels: Two
- Patio & porch: Covered,Porch
- Exterior features: Gas Grill,Lighting
- Residential vegetation: Partially Wooded
Lot
- Lot size: 1 Acres
- Features: Back Yard,Cleared,Level,Private,Secluded
Parking
- Total spaces: 3
- Parking features: Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Landslide
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Delaware County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,441 | $17,292 |
| Home Insurance * | $165 | $1,980 |
| Property Taxes | $330 | $3,960 |
| Electricity | $246 | $2,954 |
| Total | $2,182 | $26,184 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $295,000 |
| 2023-11-20 | Sold | $205,000 |
| 2023-10-19 | Pending sale | $189,000 |
| 2023-10-02 | Listed for sale | $189,000 |
| 2023-09-11 | Pending sale | $189,000 |
| 2023-07-25 | Listed for sale | $189,000 |
| 2019-10-24 | Sold | $118,000 |
| 2019-08-27 | Listed for sale | $129,000 |
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