




9 Somerset Ln Unit 408, Edgewater, NJ, 07020
About This Home
Welcome to The Pearl—one of Edgewater’s premier waterfront buildings. This beautiful 1-bedroom, 1-bath home offers panoramic eastern views of NYC and the Hudson River. Featuring 10-foot ceilings, 8-foot doors, and natural hardwood floors throughout, the home flows into a spacious open-concept living, dining, and kitchen area with floor-to-ceiling windows showcasing incredible natural light and skyline views. Custom built-in closets and a chef’s kitchen with top-of-the-line appliances make this home as functional as it is stylish. The bathroom features a sleek, spa-like design. Additional highlights include in-unit laundry and one assigned garage parking space. Full-service amenities include a 24-hour concierge, fitness center, outdoor heated pool, and roof deck. Conveniently located near restaurants, shopping, and everyday essentials including Whole Foods and Trader Joe’s.
Getting Around
Schools
Construction
Materials
- Construction materials: Block,See Remarks
Type & Style
- Home type: Condo
- Architectural style: Other
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Other,Microwave,Refrigerator,Washer/Dryer,Gas Oven
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 947
- Total interior livable area: 947 sqft
Property
Parking
- Parking features: 1 Car
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Coastal Flooding
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,045 | $48,540 |
| Home Insurance * | $68 | $816 |
| Property Taxes | $1,259 | $15,108 |
| Electricity | $193 | $2,318 |
| Total | $5,565 | $66,780 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-27 | Listed for sale | $799,999 |
| 2022-12-02 | Sold | $697,000 |
| 2022-10-17 | Pending sale | $699,000 |
| 2022-10-17 | Listed for sale | $699,000 |
| 2022-10-04 | Listing removed | -- |
| 2022-08-24 | Listed for sale | $699,000 |
| 2022-07-30 | Pending sale | $699,000 |
| 2022-07-09 | Listed for sale | $699,000 |
| 2019-10-01 | Listing removed | $2,800 |
| 2019-08-23 | Listed for rent | $2,800 |
For Sale by Agent
