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8 Daydreamers Ln, Flat Rock, NC, 28731

1beds
1baths
399sqft
$175,500
$440price/sqft
$1,216/moest. monthly cost
$48,640/yrincome needed

About This Home

Welcome to 8 Daydreamers Lane! This gorgeously rustic tiny home offers a taste of the country with its woodsy decor! Built-in shelving in the bedroom, a loft for storage or extra space for a guest. Stainless appliances, wood floors and an outdoor lover's dream! Outside, parking under the tastefully-built carport for two, a large storage shed for all the extras and a small tool shed as well. Home is located very close to both the entrance to the Village by Simple Life and is in extremely close proximity to the Clubhouse and the numerous amenities offered in this tiny home community. This home would be wonderful for those choosing to downsize or as an income-producing rental property for short or long term stays. HOA fees: $934/mo to cover lot rent, water and sewer, trash and recycling, tv cable, landscaping and grounds maintenance $5,000 fee at closing serves capital improvements, future improvements, and eliminates need for any special assessments. Amenities at Simple Life: Clubhouse, Community Swimming Pools, Fitness Center, Walking Trails, Dog Park with a dog washing station, Firepit, Organized classes and activities.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

6/10
Upward ElementaryGrades PK-50.5 mi
6/10
Flat Rock MiddleGrades 6-82.9 mi
9/10

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Park Model/Tiny Home

Interior

Appliances

  • Appliances included: Gas Oven/Range,Refrigerator,Washer,Dryer,Electric Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Kitchen/Dining Room,Other
  • Door features: Doors-Storm None
  • Window features: Windows-Storm None
  • Flooring: Hardwood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Electric,Natural Gas,Forced Air
  • Cooling features: Central Gas

Interior Area

  • Total structure area: 399
  • Total interior livable area: 399 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0

Features

  • Patio & porch: Deck,Porch
  • Living area range: < 800

Lot

  • Lot size: 0.25 Acres
  • Features: Other-See Remarks

Parking

  • Parking features: Other Carport-See Remarks
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Drought
Inland Flooding
Tornado

FEMA Declared Disasters in Henderson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $887$10,644
Home Insurance *$58$696
Property Taxes $71$852
Electricity $200$2,405
Total$1,216$14,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,691/yr
40% on housing$36,480/yr
45% on housing$32,426/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$440This listing

vs Other Active Listings

Avg $/sqft

ZIP 28731$192
Henderson County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 28731$255
Henderson County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Listed for sale$175,500
2020-06-09Listing removed$92,000
2020-03-28Price change$92,000
2020-01-20Price change$99,000
2019-10-26Price change$104,500
2019-10-04Price change$113,000
2019-08-22Listed for sale$116,000

For Sale by Agent

AgentClarissa Marshall, Exp Realty, LLC (Mls Only)
BrokerageExp Realty, LLC (Mls Only)

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