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4 Old Lodge Rd, Columbus, NE, 68601

1beds
1baths
500sqft
$124,900
$250price/sqft
$1,013/moest. monthly cost
$40,520/yrincome needed

About This Home

Waterfront 4 season cabin with Great Views of Duncan Lakes, Enjoy fishing right off of your own deck. Dock is included. Live in it year round or use as a getaway cabin to relax and have fun. The Mailing address is Columbus NE. Per seller HOA dues are $50.00, with additional fees for items such as Golf Carts, ATVs, Boats. Current lot rent paid by the Seller is $1,614 for 2026-2027. Sand Point Well.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Osceola Elementary SchoolGrades PK-513.4 mi
4/10
Osceola Middle SchoolGrades 6-813.5 mi
7/10
Osceola High SchoolGrades 9-1213.5 mi

Construction

Condition

  • Property condition: 61+
  • Year built: 1948

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Vinyl,Laminate
  • Finished area above ground: 500

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 500
  • Total interior livable area: 500 sqft

Kitchen

  • Features: Vinyl
  • Level: Main
  • Area: 117

Living Room

  • Features: Laminate Flooring
  • Level: Main
  • Area: 187

Master Bedroom

  • Level: Main
  • Area: 117

Property

Details

  • Parcel number: 720040628

Features

  • Patio & porch: Deck
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Living area range: 0-800

Parking

  • Parking features: No Garage,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Winter Weather
Drought
Inland Flooding
Ice Storm
Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance $116$1,392
Property Taxes $142$1,704
Electricity $124$1,493
Total$1,013$12,156

Income You'd Need if You Spent...

35% on housing$34,731/yr
40% on housing$30,390/yr
45% on housing$27,013/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 68601$155
Polk County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 68601$126
Polk County$80

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$124,900
2026-06-22Listed for sale$134,900
2023-09-28Listing removed--
2021-09-27Sold$80,000
2021-09-09Pending sale$85,000
2021-08-11Listed for sale$85,000

For Sale by Agent

AgentSteve Heesacker
BrokerageC.S. NELSON CO.

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