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2820 Ridgeview Dr, Joplin, MO, 64801

5beds
5baths
5,455sqft
$718,000
$132price/sqft
$5,404/moest. monthly cost
$216,160/yrincome needed

About This Home

Welcome to Waters Edge, one of Joplin's premier gated communities. This expansive all-brick, 5-bedroom, 4.5-bath home offers the perfect balance of space, privacy, and thoughtful design. Step out onto the composite low maintenance back deck and relax with peaceful private views overlooking Turkey Creek. From the main-floor primary suite and dedicated office to the fully finished walk-out basement featuring cork flooring, a media theater space, a second kitchen, storage galore, safe room, and a 5th bedroom currently serving as a private exercise room. This property is designed for effortless daily living and top-tier entertaining. Step inside to an airy open floor plan framed by soaring ceilings and generous natural light. The primary living space features plantation shutters and a warm gas-log fireplace and flows effortlessly into the heart of the home. Upstairs you will be greeted by 3 additional bedrooms and two full bathrooms, two with direct access to laundry chute. Tucked away on the main level, the primary suite serves as a quiet sanctuary, complete with a newly remodeled custom tiled shower featuring heated tile floors. Enjoy peace of mind knowing the roof was replaced May 2026 with a transferable warranty using higher end shingles. Owner/agent

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
6/10
East Middle SchoolGrades 6-82.8 mi
5/10
Joplin High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Concrete Perimeter
  • Roof: Gutters,Asphalt
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Wood
  • Fireplace: Yes
  • Finished area below ground: 2,110
  • Finished area above ground: 3,345

Heating & Cooling

  • Heating features: Heat Pump,Multi-Unit
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 5,455
  • Total interior livable area: 5,455 sqft

Property

Features

  • Patio & porch: Covered,Deck,Patio,Porch
  • Has view: Yes

Lot

  • Lot size: 0.29 Acres
  • Features: Curb & Gutter,Gated,Landscaped,Restrictions,Subdivision,Residential
  • Lot size dimensions: 95 x 135

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Tornado
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,630$43,560
Home Insurance *$952$11,424
Property Taxes $406$4,872
Electricity $416$4,998
Total$5,404$64,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,280/yr
40% on housing$162,120/yr
45% on housing$144,106/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 64801$106
Jasper County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 64801$126
Jasper County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Price change$699,000
2026-08-10Price change$709,000
2026-07-31Price change$718,000
2021-05-21Pending sale$569,000
2019-10-04Sold--
2019-08-21Listed for sale$439,900

For Sale by Agent

AgentAmy Brake
BrokeragePRO 100 Inc., REALTORS

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