606 State St, Petoskey, MI, 49770
About This Home
Downtown Dream in Petoskey! Welcome to this stunning 4 bedroom, 4 full-bath & 1 half-bath home - perfectly located less than a quarter-mile from downtown. With two en suite bedrooms, this fully renovated property offers an incredible opportunity to enjoy the luxuries of living locally! A vibrant array of downtown shops, restaurants, and festivals are just a short walk away. Located half a block from both Central Elementary and St. Francis Grade School, and two blocks from the local library—this gorgeous reno is ideal for families! The home has been lifted and features a full ICF basement, providing exceptional durability and energy efficiency. Throughout the home, you'll find premium finishes and beautifully refinished original wood floors in most of the living spaces. Abundant natural light fills the home through large windows, creating a warm and inviting ambience. Relax on the elevated front porch, a perfect place for a morning cup of coffee, engaging with neighbors, and enjoying beautiful Northern Michigan sunsets. This home truly combines comfort, style, and an unbeatable location! Don’t miss your chance to make it yours!
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Construction materials: Wood Frame/Site Built
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Refrigerator,Washer,Dryer,Range
Basement
- Has basement: Yes
- Basement: Full,Finished,Other
Bedroom
- Area: 128.7
Bedroom1
- Area: 128.7
Bedroom2
- Area: 129.8
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Room
- Area: 161.25
Family Room
- Area: 717.75
Features
- Flooring: Wood
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,336 sqft
Kitchen
- Area: 205.82699999999997
Living Room
- Area: 246.55999999999997
Master Bedroom
- Area: 162.36
Property
Features
- Levels: Two Or More
Lot
- Lot size: 4,700 sqft
- Lot size dimensions: 47 x 100
Parking
- Parking features: No Garage Or Carport
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Emmet County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,941 | $71,292 |
| Home Insurance * | $649 | $7,788 |
| Property Taxes | $802 | $9,624 |
| Electricity | $363 | $4,366 |
| Total | $7,755 | $93,060 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-06-17 | Listed for sale | $1,250,000 |
| 2024-12-19 | Listing removed | $1,195,000 |
| 2024-10-31 | Listed for sale | $1,195,000 |
| 2020-01-03 | Sold | $195,000 |
| 2019-08-21 | Pending sale | $195,000 |
| 2019-08-19 | Listed for sale | $195,000 |
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