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148 Spring Creek Xing, Anniston, AL, 36207

5beds
3baths
4,144sqft
$789,900
$191price/sqft
$5,365/moest. monthly cost
$214,600/yrincome needed

About This Home

Stunning home in Oxford filled with modern craftsman style! This amazing home includes hardwood floors, crown molding, neutral paint colors, and timeless black-and-white tile accents throughout. The open-concept layout is perfect for both everyday living and entertaining. Spacious Dining Room easily accommodates large gatherings, while the Great Room showcases soaring ceilings and a stunning floor-to-ceiling stone fireplace. The gorgeous Kitchen offers granite countertops, classic tile backsplash, gas cooktop, built-in desk, walk-in pantry, and an oversized island with generous seating. The Large Laundry room provides exceptional storage space. Outside there is a covered deck with a stone fireplace, and the perfect spot for fall family gatherings and weekends! The main-level Master Suite features two walk-in closets, separate vanities, a soaking tub, and walk-in shower. The upstairs Bonus Room offers flexible extra living space, and the 3-car garage is the finishing touch!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
7/10
Oxford Middle SchoolGrades 7-87.7 mi
--
Oxford Area Voc SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 2020

Materials

  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Microwave,Electric Oven,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom3

  • Level: Second

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Recessed Lighting,Cathedral/Vaulted,Crown Molding,Smooth Ceilings,Soaking Tub,Linen Closet,Separate Shower,Double Vanity,Tub/Shower Combo,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Stone,Living Room,Gas,Outside
  • Fireplace: Yes
  • Attic: Walk-In,Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,144

Heating & Cooling

  • Heating features: 3+ Systems (HEAT),Electric
  • Cooling features: 3+ Systems (COOL),Electric,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 4,144 sqft

Kitchen

  • Features: Stone Counters,Breakfast Bar,Kitchen Island,Pantry
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: Second

Property

Details

  • Parcel number: 2106130001026.037
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch,Covered (DECK),Deck
  • Exterior features: Lighting,Sprinkler System
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 1.02 Acres
  • Features: Interior Lot,Subdivision

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Lightning
Strong Wind
Cold Wave
Earthquake
Hail
Heat Wave
Ice Storm
Wildfire

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,994$47,928
Home Insurance *$691$8,292
Property Taxes $217$2,604
Electricity $463$5,564
Total$5,365$64,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,942/yr
40% on housing$160,950/yr
45% on housing$143,066/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 36207$126
Calhoun County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 36207$119
Calhoun County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$779,900
2026-05-31Listed for sale$789,900
2024-07-10Sold$711,111
2024-06-11Contingent$699,900
2024-06-07Listed for sale$699,900
2019-08-09Sold$37,500

For Sale by Agent

AgentTeresa Harris
BrokeragePrime Properties Real Estate, LLC

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