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315 N Spruce St APT 307, Winston Salem, NC, 27101

1beds
2baths
942sqft
$224,900
$239price/sqft
$1,602/moest. monthly cost
$64,080/yrincome needed

About This Home

Downtown living at its finest awaits in the charming, historic YMCA building! This beautifully maintained 1-bedroom, 1.5-bathroom unit features an open living and dining area with neutral paint and luxury vinyl plank flooring throughout. The kitchen is equipped with granite countertops, ample cabinetry, and included appliances. The spacious primary suite offers double closets and an en-suite bath featuring a stylish double vanity and a walk-in tile shower. Additionally, a versatile flex room provides the perfect space for a home office or guest room, while a convenient half bath features a beautiful vessel sink. There's also an in-unit stackable washer/dryer included. Enjoy the downtown lifestyle with close proximity to restaurants, breweries, coffee shops, retail, hospitals & Wake Forest School of Medicine. Given the price point and the fact that short-term rentals are allowed, this is an excellent affordable alternative to renting or a great opportunity for your next investment.

Getting Around

87
WalkingVery Walkable
0
TransitVery Limited Transit
81
BikeVery Bikeable

Schools

7/10
Brunson ElementaryGrades PK-50.9 mi
1/10
Wiley MiddleGrades 6-81.0 mi
4/10
Reynolds HighGrades 9-121.0 mi

Construction

Condition

  • Year built: 1924

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Stick/Site Built,Residential,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Range,Range Hood,Electric Water Heater
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main

Entry

  • Level: Main

Features

  • Dead Bolt(s),Solid Surface Counter
  • Window features: Insulated Windows
  • Flooring: Laminate,Tile
  • Attic: No Access
  • Finished area above ground: 942

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 942
  • Total interior livable area: 942 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Property

Details

  • Parcel number: 6835161760
  • Zoning: CBWO
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Entry location: Upper
  • Pool features: None
  • Fencing: None

Lot

  • Lot size: 0.01 Acres
  • Features: City Lot,Near Public Transit

Parking

  • Parking features: See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Tornado
Winter Weather

FEMA Declared Disasters in Forsyth County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$116$1,392
Property Taxes $149$1,788
Electricity $200$2,405
Total$1,602$19,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,925/yr
40% on housing$48,060/yr
45% on housing$42,720/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 27101$130
Forsyth County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 27101$166
Forsyth County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$234,000
2026-04-16Listed for sale$239,000
2026-02-01Listing removed$229,000
2025-12-06Listing removed$1,250
2025-11-11Price change$1,250
2025-10-31Listed for rent$1,300
2025-10-17Price change$229,000
2025-07-13Price change$239,000
2025-06-30Listed for sale$249,000
2024-09-30Listing removed$239,000
2024-07-25Listed for sale$239,000
2019-08-31Listing removed$900
2019-08-20Price change$900
2019-07-30Listed for rent$1,250
2019-07-18Sold$137,500
2016-05-03Sold$117,500

For Sale by Agent

AgentEmily Phipps
BrokerageKeller Williams Realty Elite

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