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205 E 4th St, Portageville, MO, 63873

0beds
1baths
2,379sqft
$225,000
$95price/sqft
$2,281/moest. monthly cost
$91,240/yrincome needed

About This Home

Present location was a dental office but could be used for many other types of businesses. Located on a nicely sized lot with a paved parking area. Two handicap accessible entryways as well.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

7/10
4/10
Portageville High SchoolGrades 6-120.5 mi

Construction

Condition

  • Year built: 1995

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Interior

Bedrooms & Bathrooms

  • Bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,379
  • Total interior livable area: 2,379 sqft

Property

Features

  • Pool features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$838$10,056
Property Taxes $125$1,500
Electricity $181$2,180
Total$2,281$27,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,205/yr
40% on housing$68,430/yr
45% on housing$60,826/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.8%
5.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 63873$50
New Madrid County$73

vs Homes Sold Last Month

Median $/sqft

ZIP 63873
New Madrid County$38

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2023-06-05Listed for sale$225,000
2023-05-30Listing removed--
2023-05-22Listed for sale$225,000
2022-02-06Listing removed--
2021-07-23Listed for sale$199,000
2021-02-11Listing removed--
2020-02-10Price change$220,000
2019-07-29Listed for sale$250,000

For Sale by Agent

AgentTroy Long
BrokerageTroy Long Real Estate

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