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4275 Stone Crest Ln NE, Rochester, MN, 55906

5beds
5baths
4,094sqft
$875,000
$214price/sqft
$6,183/moest. monthly cost
$247,320/yrincome needed

About This Home

Attractive 2-story Contemporary on desirable NE wooded cul-de-sac lot. Over 4000 SqFt featuring a main floor guest suite, 4 upper Bedrooms and additional BR in the lower level. Living room with gas fireplace and 11 1/2 foot ceilings, flex room on the main floor with built in bookcases is a perfect office or music room. 2nd floor laundry for convenience, Large lower level for entertaining/game area with a wet bar, large storage area. Walk-out lower level fenced in area for pets or children.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
5/10
Kellogg Middle SchoolGrades 6-81.9 mi
8/10

Construction

Condition

  • Year built: 2016

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Water Softener Owned
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bathroom

  • Level: Main

Bathroom

  • Level: Lower

Bedroom

  • Level: Main

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 2
  • 3/4 bathrooms: 3

Dining Room

  • Level: Main

Exercise Room

  • Level: Lower

Family Room

  • Level: Lower

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,032
  • Finished area above ground: 3,062

Flex Room

  • Level: Main

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,552
  • Total interior livable area: 4,094 sqft

Kitchen

  • Level: Main

Office

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 731833082109
  • Zoning description: Residential-Single Family
  • Foundation area: 1490

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.50 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Winter Weather
Hail
Lightning
Strong Wind

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$439$5,268
Property Taxes $975$11,700
Electricity $345$4,143
Total$6,183$74,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$211,988/yr
40% on housing$185,490/yr
45% on housing$164,880/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 55906$167
Olmsted County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 55906$178
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$875,000
2026-07-29Listed for sale$875,000
2020-01-09Sold$752,000
2019-11-30Pending sale$789,900
2019-10-15Price change$789,900
2019-09-17Price change$799,900
2019-08-29Price change$809,900
2019-07-31Listed for sale$819,900
2017-03-17Sold$789,969
2016-07-28Sold$94,900

For Sale by Agent

AgentGary Schueller
BrokerageRe/Max Results

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