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304 Leeward Way, Ottawa, IL, 61350

5beds
3baths
3,860sqft
$1,250,000
$324price/sqft
$9,448/moest. monthly cost
$377,920/yrincome needed

About This Home

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
Rutland Elementary SchoolGrades PK-84.8 mi
3/10

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedroom2

  • Level: Second
  • Area: 165
  • Dimensions: 15X11

Bedroom3

  • Level: Second
  • Area: 252
  • Dimensions: 14X18

Bedroom4

  • Level: Second
  • Area: 132
  • Dimensions: 11X12

Bedroom5

  • Level: Basement
  • Area: 121
  • Dimensions: 11X11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Deck

  • Level: Main
  • Area: 232
  • Dimensions: 29X8

Dining Room

  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Family Room

  • Level: Basement
  • Area: 352
  • Dimensions: 16X22

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,088

Foyer

  • Level: Main
  • Area: 100
  • Dimensions: 20X5

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,860
  • Total interior livable area: 3,860 sqft

Kitchen

  • Level: Main
  • Area: 348
  • Dimensions: 29X12

Laundry

  • Level: Second
  • Area: 98
  • Dimensions: 7X14

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 15X16

Loft

  • Level: Second
  • Area: 195
  • Dimensions: 13X15

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Second
  • Area: 315
  • Dimensions: 21X15

Other

  • Level: Second
  • Area: 112
  • Dimensions: 8X14

Other

  • Level: Basement
  • Area: 300
  • Dimensions: 15X20

Pantry

  • Level: Main
  • Area: 65
  • Dimensions: 13X5

Screened Porch

  • Level: Basement
  • Area: 224
  • Dimensions: 8X28

Walk In Closet

  • Level: Second
  • Area: 119
  • Dimensions: 17X7

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1544403022
  • Special condition: List Broker Must Accompany

Features

  • Stories: 2
  • Has view: Yes
  • View description: Water,Back of Property
  • Has water view: Yes
  • Water view: Water,Back of Property
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: HERITAGE HARBOR

Lot

  • Lot size: 4,520 sqft
  • Lot size dimensions: 40x113x40x113

Parking

  • Total spaces: 2
  • Parking features: Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Drought
Hail
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$853$10,236
Property Taxes $1,979$23,748
Electricity $296$3,562
Total$9,448$113,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$323,931/yr
40% on housing$283,440/yr
45% on housing$251,946/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 61350$183
LaSalle County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 61350$144
LaSalle County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-07-12Sold$190,000
2024-05-03Sold$190,000
2024-04-01Contingent$224,999
2023-10-17Price change$224,999
2023-08-29Listed for sale$249,999
2023-06-30Sold$175,000
2023-01-04Listing removed--
2021-04-21Price change$185,000
2020-08-06Listed for sale$180,000
2019-10-30Listing removed$200,000
2019-07-16Listed for sale$200,000

For Sale by Agent

AgentEsmeralda Avila, ABR,RSPS
BrokerageHeritage Select Realty

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