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2206 Plummer Hill Rd, Hardin, IL, 62047

5beds
3baths
3,274sqft
$429,000
$131price/sqft
$3,047/moest. monthly cost
$121,880/yrincome needed

About This Home

Stunning Custom Home on 6.5 Acres with Breathtaking Illinois River Valley Views! Experience the perfect blend of luxury, comfort, and country living in this custom-built 2023 home offering 5 bedrooms, 3 full bathrooms, and 6.5 scenic acres. Nestled atop the ridge just minutes from Hardin, this exceptional property features a private circle driveway and breathtaking panoramic views of the Illinois River bottoms—all while being completely out of the flood plain. The open-concept main level is designed for both everyday living and entertaining, showcasing a spacious living room with a beautiful wood-burning fireplace, custom-built cabinetry, concrete countertops, stainless steel appliances, and a large walk-in pantry. Sliding glass doors lead to a low-maintenance composite deck where you can relax and take in the spectacular views. The main level features three bedrooms and two full bathrooms, including a spacious primary suite with a walk-in closet and a luxurious en-suite bath complete with a soaking tub. The finished walkout basement adds incredible versatility with two additional bedrooms, a third full bathroom, and an expansive recreation room that's perfect for a family room, game room, home office, home gym, or entertaining. Step outside to the private patio and enjoy the peaceful setting. Additional highlights include a two-car attached garage with an attached workshop, a tankless water heater, quality finishes throughout, and abundant storage. Outside, you'll find a spacious garden area and plenty of level yard space that's ideal for entertaining, adding a pool, or simply enjoying the beauty and privacy of your own property. If you've been searching for a nearly new home with acreage, modern amenities, incredible views, and room for everyone, this remarkable property truly has it all!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Calhoun High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Sleeping Area,Storage Space,Walk-Out Access

Bathroom2

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 40
  • Dimensions: 5x8

Bathroom3

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Lower
  • Area: 40
  • Dimensions: 8x5

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 117
  • Dimensions: 9x13

Bedroom4

  • Features: Floor Covering: Carpeting
  • Level: Lower
  • Area: 132
  • Dimensions: 11x12

Bedroom5

  • Features: Floor Covering: Carpeting
  • Level: Lower
  • Area: 120
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Features

  • Breakfast Bar,Ceiling Fan(s),Custom Cabinetry,Kitchen Island,Storage,Walk-In Closet(s),Walk-In Pantry,Workshop/Hobby Area
  • Flooring: Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,558
  • Finished area above ground: 1,718

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,274
  • Total interior livable area: 3,274 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 216
  • Dimensions: 12x18

Laundry

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 91
  • Dimensions: 7x13

Living Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 221
  • Dimensions: 17x13

Primary Bathroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 104
  • Dimensions: 8x13

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Recreation Room

  • Features: Floor Covering: Carpeting
  • Level: Lower
  • Area: 1378
  • Dimensions: 53x26

Storage

  • Features: Floor Covering: Concrete
  • Level: Lower
  • Area: 30
  • Dimensions: 5x6

Utility Room

  • Features: Floor Covering: Concrete
  • Level: Lower
  • Area: 112
  • Dimensions: 7x16

Property

Details

  • Parcel number: 070833100400
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Composite,Covered,Front Porch,Rear Porch
  • Exterior features: Balcony,Garden
  • Has view: Yes
  • View description: Panoramic
  • Horses can be raised: Yes

Lot

  • Lot size: 6.51 Acres
  • Features: Back Yard,Front Yard,Garden,Private,Suitable for Horses

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Driveway,Garage,Garage Door Opener,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Drought
Hail
Landslide
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$241$2,892
Property Taxes $386$4,632
Electricity $251$3,021
Total$3,047$36,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,468/yr
40% on housing$91,410/yr
45% on housing$81,253/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 62047$162
Calhoun County$388

vs Homes Sold Last Month

Median $/sqft

ZIP 62047$118
Calhoun County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$399,000
2026-07-22Listed for sale$429,000
2022-04-28Listing removed--
2022-02-28Listed for sale$39,060
2020-12-15Sold$39,060
2020-11-10Pending sale$45,570
2020-10-08Price change$45,570
2019-07-11Listed for sale$39,060

New Construction

AgentCyndi A Borrowman
BrokerageMarket Pro Realty, Inc

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