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3985 Pine Log Rd, Chipley, FL, 32428

3beds
2baths
1,500sqft
$710,000
$473price/sqft
$5,160/moest. monthly cost
$206,400/yrincome needed

About This Home

Motivated Seller! Welcome to your very own slice of paradise! Nestled amidst breathtaking Trees, and a large spring fed pond this property is an absolute gem for those seeking tranquility and natural beauty. This property offers Paved Road access and a Private, and a well-maintained driveway. Spanning 57 acres, you'll have plenty of space to create your own private retreat. One of the standout features of this remarkable property is its breathtaking spring fed pond. Be prepared to be greeted by views that stretch as far as the eye can see. At the heart of the farm lies a charming 3-bedroom, 2-bathroom home. This property offers 1,740 sq. ft. of indoor and outdoor living areas, every corner invites you to make lasting memories with family and friends. With an abundance of wildlife, it is not uncommon to spot deer, turkeys, and small game on any given day. It's also easy to picture yourself casting a line in the spring fed pond or simply spending time on the dock - simply enjoying the natural beauty of this property. Located in a sought-after area known for its stunning landscapes and outdoor recreation this beautiful farm presents an opportunity to engage in peaceful country living - while still enjoying the close proximity to nearby towns. Don't miss out on this remarkable chance to own a piece of paradise where breathtaking views meet abundant wildlife. Call now to schedule your private tour and witness firsthand the extraordinary charm of this property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

4/10
Vernon Elementary SchoolGrades PK-57.0 mi
4/10
Vernon Middle SchoolGrades 6-85.7 mi
3/10
Vernon High SchoolGrades 9-125.6 mi

Construction

Condition

  • Year built: 1980

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: First
  • Dimensions: 10 x 12

Bedroom

  • Level: First
  • Dimensions: 12.5 x 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Living Room

  • Level: First
  • Dimensions: 15 x 17.5

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Common Area,Accessible Closets,Accessible Central Living Area

Details

  • Parcel number: 000000000033650000

Features

  • Patio & porch: Covered,Porch
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Other

Lot

  • Lot size: 57 Acres
  • Features: Paved
  • Lot size dimensions: 0 x 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Washington County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,590$43,080
Home Insurance *$498$5,976
Property Taxes $875$10,500
Electricity $197$2,366
Total$5,160$61,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,914/yr
40% on housing$154,800/yr
45% on housing$137,600/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$473This listing

vs Other Active Listings

Avg $/sqft

ZIP 32428$150
Washington County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 32428
Washington County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-25Price change$710,000
2024-09-03Price change$789,000
2024-04-28Listed for sale$799,000

For Sale by Agent

AgentBrandie Allon
BrokerageCoastal Palms Real Estate

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