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3885 Wahtomin Trl NW, Alexandria, MN, 56308

2beds
1baths
880sqft
$284,900
$324price/sqft
$1,976/moest. monthly cost
$79,040/yrincome needed

About This Home

Tucked into the highly desirable Chippewa Trails Association on desirable Lake Ida, this refreshed lake retreat offers easy, low-maintenance living with all the perks of lake life. This 2 bedroom, 1 full bath home features an open floor plan with updated flooring, modern light fixtures, and stylish refreshed touches throughout. Cozy up by the wood-burning fireplace in the living room or enjoy your morning coffee in the enclosed porch featuring an entire wall of windows overlooking the lake. The kitchen offers breakfast bar seating overlooking the porch for easy entertaining, while the stackable washer and dryer add convenience for effortless weekends at the lake. Association amenities make ownership simple and enjoyable with dock maintenance, a dock slip, lawn care, snow removal, and shared amenities including a pool all included in the association fee. Whether you're looking for a weekend getaway or a carefree year-round home, this fully furnished Lake Ida property delivers the perfect blend of comfort, charm, and lake lifestyle. Seller willing to sell fully furnished.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
6/10
8/10

Construction

Condition

  • Year built: 1988

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned

Basement

  • Basement: None

Bathroom

  • Level: Main
  • Area: 35
  • Dimensions: 7x5

Bedroom

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedroom2

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Free Standing,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 880

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 880
  • Total interior livable area: 880 sqft

Kitchen

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Living Room

  • Level: Main
  • Area: 216
  • Dimensions: 18x12

Porch

  • Level: Main
  • Area: 210
  • Dimensions: 10x21

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 240479135
  • Zoning description: Residential-Single Family
  • Foundation area: 880

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Outdoor Pool
  • Patio & porch: Deck,Enclosed,Porch
  • Has view: Yes
  • View description: Bay,Lake,Panoramic
  • Has water view: Yes
  • Water view: Bay,Lake
  • Waterfront features: Deeded Access,Lake Bottom(Rocky,Weeds)
  • Frontage length: Water Frontage: 720

Lot

  • Lot size: 1,306 sqft
  • Lot size dimensions: 27 x 20 x 27 x 50

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Strong Wind
Tornado
Hail
Lightning

FEMA Declared Disasters in Douglas County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,440$17,280
Home Insurance *$167$2,004
Property Taxes $199$2,388
Electricity $170$2,050
Total$1,976$23,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,748/yr
40% on housing$59,280/yr
45% on housing$52,693/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 56308$180
Douglas County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 56308$167
Douglas County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$284,900
2026-06-26Price change$289,900
2026-05-29Listed for sale$299,900
2020-07-24Sold$142,000
2020-05-22Price change$146,000
2020-05-12Price change$146,500
2019-09-29Price change$147,500
2019-09-28Price change$229,900
2019-09-26Price change$147,500
2019-07-10Listed for sale$150,000

For Sale by Agent

AgentCory S. Oberg
BrokeragePremier Real Estate Services

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