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201 W Vistula St, Bristol, IN, 46507

3beds
3baths
2,264sqft
$199,000
$88price/sqft
$1,447/moest. monthly cost
$57,880/yrincome needed

About This Home

Lots of space & potential in this duplex within walking distance to downtown Bristol. One unit features an attached 1-car garage and each unit offers a small fenced backyard. Property includes a separate apartment area that could potentially be reopened to the main house if desired. Current long-term tenants in each unit. Updates include boiler, some electrical, and some plumbing. Large rooms, 3 full baths total, and an attached garage deep enough for 2-3 cars depending on size. Endless possibilities for owner-occupants or investors alike.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

3/10
Bristol Elementary SchoolGrades PK-60.4 mi
4/10
2/10
Elkhart High SchoolGrades 9-1210.2 mi

Construction

Condition

  • Year built: 1880

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 204

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,264

Heating & Cooling

  • Heating features: Natural Gas,Radiant
  • Cooling features: None

Interior Area

  • Total structure area: 3,148
  • Total interior livable area: 2,264 sqft

Kitchen

  • Level: Main
  • Area: 121

Living Room

  • Level: Main
  • Area: 270

Property

Details

  • Parcel number: 200327253007.000031

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 4,791 sqft
  • Features: Corner Lot
  • Lot size dimensions: 118 x 56

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$99$1,188
Property Taxes $135$1,620
Electricity $207$2,490
Total$1,447$17,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,611/yr
40% on housing$43,410/yr
45% on housing$38,586/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 46507$167
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46507$129
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Price change$180,000
2026-05-26Price change$199,000
2019-06-29Listed for sale$120,000

For Sale by Agent

AgentGlenda Laughlin
BrokerageBright Star Real Estate Services LLC

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