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26 Union Street, Waterbury, VT, 05676

11beds
7baths
5,258sqft
$579,000
$110price/sqft
$4,545/moest. monthly cost
$181,800/yrincome needed

About This Home

The Squire House is a ridiculously sized home for one family. The property is located in the Village of Waterbury - walking distance to all the shops in town. There are 11 bedrooms and 7 bathrooms in over 5,000 sq ft above grade in the house and barn. While part of the lot is in the flood plain, the structures are not and therefore don't require flood insurance. The house didn't flood during Irene. The lot, double the size of most on the street, offers a huge back yard with stone grill area. There is significant redevelopment potential but subdividing the lot and making a 4 units structure on each lot turning for a total of 8 multifamily units can be built. Broker is a principal. The house doesn't have appliances and needs work if someone wants to keep it as a single family house and barn.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

9/10
Harwood Uhsd #19Grades 7-126.1 mi

Construction

Condition

  • Year built: 1859

Materials

  • Foundation: Fieldstone
  • Roof: Metal,Asphalt Shingle
  • Construction materials: Wood Frame,Clapboard Exterior

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None,Propane Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 11
  • Bathrooms: 7
  • Full bathrooms: 5
  • 3/4 bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 5,258

Heating & Cooling

  • Heating features: Propane,Oil,Baseboard,Steam
  • Cooling features: None

Interior Area

  • Total structure area: 7,758
  • Total interior livable area: 5,258 sqft

Property

Details

  • Zoning description: Village Res

Features

  • Levels: 2.5
  • Stories: 2
  • Frontage length: Road frontage: 201

Lot

  • Lot size: 0.53 Acres
  • Features: Landscaped

Parking

  • Parking features: Concrete,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Landslide
Strong Wind

FEMA Declared Disasters Across Vermont Counties

Flood
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance $159$1,908
Property Taxes $791$9,492
Electricity $668$8,026
Total$4,545$54,540

Income You'd Need if You Spent...

35% on housing$155,828/yr
40% on housing$136,350/yr
45% on housing$121,200/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 05676$208
Washington County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 05676$283
Washington County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$579,000
2020-06-01Listing removed$389,000
2020-04-02Price change$389,000
2020-02-24Price change$379,000
2020-02-04Price change$387,000
2020-02-01Listed for sale$395,000
2019-09-06Listing removed$3,000
2019-08-06Price change$3,000
2019-06-20Listed for rent$3,250

For Sale by Agent

AgentNick Lizotte
BrokerageVermont Realty Services LLC

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