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2265 Eastgate Dr, Hiawassee, GA, 30546

2beds
3baths
2,020sqft
$749,900
$371price/sqft
$4,460/moest. monthly cost
$178,400/yrincome needed

About This Home

LAKEFRONT LIVING WITH DOCK SLIP!! Sellers are offering Buyer a $5,000 RATE BUYDOWN CREDIT at closing. Stunning Fully Furnished Waterfront Home on Lake Chatuge - Deeded Boat Slip Included! Welcome to your dream lakefront retreat! This beautifully decorated, fully furnished home offers luxury, comfort, and breathtaking views of Lake Chatuge in a peaceful enclave of just eight homes. Step inside to find hardwood floors throughout, vaulted ceilings, and a floor-to-ceiling stacked stone fireplace with enclosed gas logs in the great room, perfect for cozy evenings. The Owner's Suite on the main level features a spacious bath with a jetted tub, separate shower, and tiled floors. The gourmet kitchen boasts cherry cabinets, granite countertops, and newer stainless steel Kitchen-Aid appliances. The open loft offers additional sleeping space or a quiet reading nook. The second floor bedroom is darling with lots of space and natural lighting. It opens up to the enclosed porch with all-season vinyl windows, making this the perfect spot year-round to enjoy morning coffee or evening wine while overlooking the lake, or unwind from an adventure filled day on the lake. The second floor bathroom is accessible from the bedroom and open loft. Additional features include: New roof (2022), two new heat pumps (2022) – all still under warranty and exterior freshly painted (2024). Oversized garage with ample storage, large enough for a boat! Reliable high-speed fiber optic internet. The community HOA fees include lawn care, community boat dock, garage, pavilion, boat ramp, private roads and community septic. This property is conveniently located close to Downtown Hiawassee, restaurants, shopping, wineries and golf courses and more!! Call Today!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

6/10
8/10
7/10
Towns County High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2004

Materials

  • Roof: Shingle
  • Construction materials: Frame,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave,Dishwasher,Washer,Dryer,Trash Compactor
  • Laundry features: Main Level,Laundry Closet

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),Sheetrock,Loft,Entrance Foyer,High Speed Internet
  • Window features: Insulated Windows,Aluminum Frames,Wood Frames
  • Flooring: Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Vented,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 2,020
  • Total interior livable area: 2,020 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0058 105C
  • Special condition: Licensed Owner

Features

  • Levels: One and One Half,Two
  • Stories: 2
  • Patio & porch: Screened,Front Porch,Covered,See Remarks
  • Exterior features: Storage,Fire Pit,Dock
  • Has view: Yes
  • View description: Mountain(s),Year Round,Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: Lake Chatuge
  • Frontage type: Road,Lakefront
  • Topography of land: Level

Lot

  • Lot size: 5,662 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage,Driveway,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Landslide

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$232$2,784
Property Taxes $218$2,616
Electricity $219$2,637
Total$4,460$53,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,914/yr
40% on housing$133,800/yr
45% on housing$118,933/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.7%
-7.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$371This listing

vs Other Active Listings

Avg $/sqft

ZIP 30546$220
Towns County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 30546
Towns County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Price change$749,900
2025-09-29Price change$772,700
2025-06-27Price change$824,700
2025-04-29Listed for sale$849,900
2021-03-24Listing removed--
2020-11-21Listing removed$429,999
2020-09-16Pending sale$429,999
2019-10-19Price change$429,999
2019-09-18Price change$429,900
2019-06-18Listed for sale$429,000

For Sale by Agent

AgentThe Lloyd Team
BrokerageNorth Peaks Realty

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