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29019 September Dr, Warsaw, MO, 65355

3beds
2baths
1,300sqft
$220,000
$169price/sqft
$1,575/moest. monthly cost
$63,000/yrincome needed

About This Home

Welcome home to the lake. This three-bedroom, two-bath home is located in a well-maintained lake community with the community boat ramp and dock just down the road. The new concrete dock makes it easy to launch your boat and get everything loaded to get on the water smoothly. This home has a new sunroom that was recently added for a comfortable place to hang out. There is a fenced backyard for kids or animals to run and play. A large three-car garage makes for a great shop to accommodate all your handy needs, plus the property has ample parking outside as well. You also have a bonus shed to store all your toys or tools. Schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

3/10
North Elementary SchoolGrades K-52.3 mi
2/10
John Boise Middle SchoolGrades 6-83.2 mi
2/10
Warsaw High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1979

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,300

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Property

Features

  • Waterfront features: Lake Privileges

Lot

  • Lot size: 10,288 sqft

Parking

  • Total spaces: 3
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Heat Wave
Ice Storm
Winter Weather
Hail
Wildfire

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$236$2,832
Property Taxes $86$1,032
Electricity $141$1,693
Total$1,575$18,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,000/yr
40% on housing$47,250/yr
45% on housing$42,000/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 65355$121
Benton County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 65355
Benton County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$220,000
2026-06-22Price change$225,000
2026-06-20Price change$225,900
2026-06-14Price change$227,900
2026-06-04Price change$229,900
2026-06-02Price change$232,900
2026-05-18Listed for sale$235,500
2021-03-24Listing removed--
2019-06-07Listed for sale$149,500

For Sale by Agent

AgentSkeeter J Smith
BrokeragePlatinum Realty LLC

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