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108 Legacy Dr, Morgantown, WV, 26508

4beds
3baths
2,600sqft
$530,000
$204price/sqft
$3,324/moest. monthly cost
$132,960/yrincome needed

About This Home

Welcome to this brand-new patio-style home in the desirable Cheat Lake area, designed for comfort, convenience, and modern living. The open main level showcases a spacious great room with cathedral ceilings, a warm gas fireplace, and abundant natural light, creating an inviting setting for everyday living and entertaining. This home is designed with an emphasis on large communal spaces, perfect for those who want room to spread out even as they transition to a more simplified lifestyle. Four finished bedrooms offer flexible options for guests, hobbies, or a home office, giving you the versatility to adapt the space to your needs. A beautifully finished basement with exterior access extends the living area and provides wooded views, all within one mile of I-68—an ideal location for commuters to Uniontown, Marion County, or Harrison County. Outdoor living is just as enjoyable with a 16x10 deck off the main level, while thoughtful touches such as a mudroom, dedicated laundry room, and extra storage add to everyday ease. The level driveway and street make coming and going simpler in all seasons. With the low-maintenance benefits of new construction, this home delivers both luxury and peace of mind, so you can focus more on what matters most: living well. Appliance package being offered. Please ask listing agent for details or see agent remarks.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
8/10
9/10
University High SchoolGrades 9-123.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Insulated Concrete
  • Roof: Shingle
  • Construction materials: Frame,Concrete,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Patio Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Washer Hookup

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Partial,Finished,Walk-Out Access,Interior Entry,Exterior Entry

Bedroom2

  • Features: Luxury Vinyl Plank
  • Level: First
  • Area: 142.5

Bedroom3

  • Features: Luxury Vinyl Plank
  • Level: First
  • Area: 116.1667

Bedroom4

  • Features: Luxury Vinyl Plank
  • Level: Lower
  • Area: 120.3056

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Cathedral/Vaulted Ceiling,Luxury Vinyl Plank
  • Level: First
  • Area: 115.5

Family Room

  • Level: Lower
  • Area: 658.625

Features

  • Vaulted Ceiling(s),Single Level Living
  • Flooring: Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Gas Logs
  • Fireplace: Yes
  • Attic: Interior Access Only
  • Finished area below ground: 1,000
  • Finished area above ground: 1,600

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,650
  • Total interior livable area: 2,600 sqft

Kitchen

  • Features: Cathedral/Vaulted Ceiling,Pantry,Balcony/Deck,Luxury Vinyl Plank,Solid Surface Counters
  • Level: First
  • Area: 263.5

Living Room

  • Features: Fireplace,Cathedral/Vaulted Ceiling,Luxury Vinyl Plank
  • Level: First
  • Area: 408.33333333333337

Master Bedroom

  • Level: First
  • Area: 143.33333333333334

Property

Details

  • Parcel number: 3115005300610000

Features

  • Levels: 1
  • Stories: 1
  • Patio & porch: Porch
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None

Lot

  • Lot size: 0.36 Acres
  • Features: Wooded,Level
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: 3+ Cars,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$178$2,136
Property Taxes $198$2,376
Electricity $269$3,232
Total$3,324$39,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,965/yr
40% on housing$99,720/yr
45% on housing$88,640/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 26508$190
Monongalia County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 26508$170
Monongalia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-29Price change$530,000
2025-09-11Listed for sale$550,000
2025-03-12Sold$95,000
2025-01-27Contingent$105,000
2024-08-16Listed for sale$105,000
2020-06-08Listing removed$419,919
2019-06-07Listed for sale$419,919

New Construction

AgentAMY OLIVERIO
BrokerageREAL BROKER, LLC

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